DH and I have made the decision to separate (I want this more than him though) but we just cant afford to.
We own a house with a mortgage. Its not worth much but we do have a small amount of capital in it which we could use as a deposit for a new place each.
The problem is debt. We have tons of it. Me especially. As we both work full time too, our childcare bill is huge. This wasnt a problem when we were together but when apart there's no way we could manage. Our credit ratings are excellent but i know i'd fail the affordability test for a mortgage. Renting isnt really an option as we have a rescue dog who is very much part of the family and most private landlords arent keen on pets.
Our house is only 2 bedroom and we have a young DD so there's no spare room.
We get along OK considering the situation but i feel totally stressed and trapped. Im having anxiety attacks and cant stop crying. There's no-one i can ask for money.
Is there any way out of this?
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Divorce/separation
Want to split but cant afford to - need advice
11 replies
Drawrob02 · 22/09/2018 08:33
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