Hi all the situation is me and husband are separating and we have accepted an offer on our house as it is a big 4 bed detached I can't afford to live there in my own. Now I am self employed and don't have enough accounts to apply for a mortgage of my own but if i take the equity from the property add keep it till I can get a mortgage it would mean I couldn't get the universal tax credit which would really help me out and I would have to dip into my house deposit. So ex was thinking about buying a smaller house for me and the kids which his maintenance would more than cover the repayments and I could still earn and get any top up credits if needed. His monthly salary is 6 times mine at the minute. Obviously would put house in joint names again. Has anyone been in a similar situation? Thanks
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