Child maintenance is now done on gross wages - 16% for two children and then reductions dependent on the number of nights he has the children over the course of a year.
Your council tax will actually be zero as a full time student you need to request a certificate of attendance from your uni/college
You can also claim free school meals
Contact the student loan company if you are full time -loans are usually calculated with your husbands income -single parent you can borrow more or may be eligible for a maintenance grant
No it doesn't. You can apply for child tax credits if you don't work at all. You will get the same help if you still have your ex on the mortgage. You should probably have all the utility bills put into your name though. Call the council, you'll get a 25% reduction on your council tax bill.
We're separating. Not a complete surprise but I'm suddenly panicking. I have very little income. He said he will financially provide for our two children. At the moment, we have joint names for:
Bills (water rates, credit card, electricity/gas, council tax, etc)
Banks
Jointly owned car insurance, building insurance
Both names on mortgage
I guess I will have to claim some kind of benefits (though I haven't claimed before so am naive). I don't work enough (currently a student until December) to get working tax credits I guess.
I suppose I may be eligible for child tax credits but does this depend on cancelling all our jointly named bills/accounts above? Can we still both have our names on the mortgage/house deeds and me still be eligible for benefits?
I have very little idea how this all works really
Please, can anyone help here?
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