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Will i have to provide bank statements ?(4 Posts)
Prob ethically wrong but .....
am divorcing stbx.
He over the years ran up many many debts and I always ended up sorting out his mess. Even now I help him with his money .
Im organising the divorce and paying all the costs .
He still lives with his mother ( 2 yrs later ) and has once again not paid his cc bill - I know because for 18 months the letters were still coming here despite me doing everything to stop them.
Its never thro lack of money. He is basically lazy .
Its small amounts defaulted because he just doesn't pay .
He was being chased for a debt of 3000 from 20 years ago .
I sat him down and explained that he shouldn't acknowledge it unless he intended to pay it but that after 20 years he need not worry .
I asked him if hed thought about claiming for PPI on it - he never would as after 27 years I know him . he's lazy ! If someone did it for him .... well .
I asked him if hed mind if I did as it was I thought in joint names . He said he was fine with that but wont even remember the conversation.
Anyway I filled out the ppi form and they've offered me 3200 payable to the complainant - me .
Now I know I should give him half ( he will spend it unwisely when assuring his 4 dc he has been saving for a deposit to rent his own house for 2 yrs but takes new gf away regularly instead ). And I also know what he spends it on really is none of my business.
However Im paying out £4000 for divorce and financial settlement this month which will wipe out the last of my savings .
Now I have the children 95 % of the time- they go about once a month for a sleepover. Also supporting daughter at uni .
He does pay maintenance regularly and well.
My best friend said - oh for goodness sake just use it to the pay the solicitor then you will have spent it on something to help you both move forward .
I think I will which is ethically wrong but I really need the money I have in case the car or boiler etc breaks . I am very sensible with money and looking to be in a postion to sell the house so we can make a new start .
Without judgng the ethics my question is when we declare all finances ect will I have to provide a backlog of bank statements as he would then see the payment of PPi go in and then rapidly out ?
Or is it a simple as opening another account ?
Thanks for reading
You have to provide bank statements for the last 12 months for every bank account you have. If you open another account and try to hide the money it could be seen as fraud.
Keep everything above board, it will all come out in the end.
I've just had to get together 12 months of statements.
I think that's stealing.
I would email him "I've received the PPI, it's £x and I am using it for the divorce costs of xyz".
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