The Friendly Frugaleers, halfway through June!

[Cagliostro]

All welcome!

[Cagliostro]

Excuse the crap title, I couldn’t really think, as we just found out we collect our keys on Wednesday! Fuuuuuuuuuuuck.

[NorbertTheDragon]

Boo!

I very much need to join you again.

I need to stop spending and start saving!

[NorbertTheDragon]

And yay! New house! So excited for you.

[Cagliostro]

Yay Norbert glad you have joined us 🐉🐲 :o

[Fluffycloudland77]

Thank you Cag.

Welcome back Norbett.

Half the tomatoes I bought in Sainsburys are mouldy/split so I emailed customer services to request a refund. It’s a 10 mile round trip otherwise.

[Wolfcub]

Thanks for the new thread Cag

[Loveabaconsandwich]

Thanks cag

So excited about the house for you.

I think my perfect job has just been re-advertised. I previously didn't apply as it was full time, but now being re-advertised with part time as an option too as well as being a school term time job. Right I really must put my big-girl pants on and actually apply!

[Cagliostro]

In all honesty I am currently just trying not to cry 😳 not in a happy way either! It’s all getting a bit real and scary.

Definitely go for that job love!

[Wolfcub]

Cag it probably feels really overwhelming right now, it’s all happened so fast. It’s ok to cry, it’d not be healthy to hold it in.
Do keys on Wednesday mean you are in the right time window to give notice on your current place? Take over some stuff that you won’t need on Wednesday even if it’s just a couple of bits it will feel like progress even if it’s small.

Love go for it and good luck

[SnugglySnerd]

Wednesday! Eek! How exciting! Thanks for new thread.

[QuiteCleanBandit]

Placemarking for later

[MeadowHay]

I have been having contractions since 4am this morning but the intervals are varying between 10 and 5 minutes so it's too early to go to the hospital. At 11am I was only 2cm dilated at my MW appt and told me this could go on for days . I can't sleep because of the pain of the contractions, and I'm nauseous and have diarrhoea and vomiting on and off. Why did I make a baby?!

[Girliefriendlikesflowers]

I'm sat out in the sunshine in the garden 🌞


fluffy I've had that happen to me twice with someone go into me, it's so annoying! If she hit you you def won't have to pay any excess.

Thanks for the new thread cag isn't change especially difficult if you have asd? I haven't got asd and came pretty close to a nervous breakdown when we moved so go easy on yourself 😘

Dd has gone to a local park to meet friends, eek! I'm trying not to worry!!

Footie tonight ⚽

[Girliefriendlikesflowers]

Oh my goodness meadow so exciting!!

Just think this will soon be over and you'll have a lovely baby to cuddle!!

Can you run yourself a bath?

[Loveabaconsandwich]

Good luck meadow

Lots of love and hurrying up of labour thoughts coming your way

[ChristmasSeacow]

Gosh Meadow it is exciting! I think diarrhoea is a good sign, I got that at the onset of my labours too. It’s the hormones. Hopefully you’ll make decent progress soon. If you have diarrhoea now I don’t think it’ll go on for days. You can take paracetamol if you haven’t had any in the last 4 hours (and are within the 24-hr max dose). And a bath might help! Good luck, we’re thinking of you and looking forward to exciting news!

[ememem84]

Thanks cag have a cry if it helps.

meadow eeeeek!! Exciting! Good luck with everything. I had that too. More the 💩💩 than the sick but still I think it’s your body’s way of “clearing out” ready for the big clear out of baby.

Stay as calm as you can (easier said than done I know) And go with it. My midwife said when the time comes you will know when to push. And use the pain focus on it. And work with it. Remember your body knows what to do so trust in it.

And enjoy those delicious squishy newborn baby snuggles. They’re absolutely the best.

In the car now waiting for dh. Then I’m going to get my babboooooooo from Dm. He’s done some super playing apparently today! Yay! And they’ve been for a walk.

[lifelongfrugaleer]

Thanks cag

[lifelongfrugaleer]

Cag and meadow eeek how exciting.

[lifelongfrugaleer]

No denying it meadow it hurts like a bastard but you can so do this. Diorreahea or however the fuck you spell it is a good sign.
Keep mobile and breath, like blowing out a candle.

Cag don't panic, refer to your notes and lists

[ChristmasSeacow]

Cag also exciting! I hope the anxiety abates a bit. Does it help to reduce it to just a couple of logical steps? 1. House is bigger, in a better location, cheaper and secure. So moving is the right thing. 2. You are getting the keys this week but you don’t have to do everything right now. All you actually have to do is vacate your current place next month. You’ve got a bit of time to sort that. Everything else (new furniture, cleaning new place, decisions about what you need) is not actually time-critical. You just want to be settled ASAP but there’s no deadline really.

Just to put it in context, on one of my house moves from the continent back to the Uk (an army move) we had around 6 weeks from arriving in the Uk to our stuff catching up with us. In that time we just had an empty 3-bed house with beds (the only army-issue furniture) and the few toys /kitchen bits that we could bring with us in the car. That was it. We were about your dcs’ age and thought it was hilarious.

If you are writing lots of lists, it might help to mark which ones absolutely have a deadline that isn’t set by you. There won’t actually be many. Move your stuff, clean old house to hand back, sort utilities and postal redirection. Having an overlap is an expense but a massive practical help. You’ll have a busy month but you’ll get through it

[SunnyLikeThursday]

Jeepers, it's all go isn't it?

Good luck Cag. I think it will feel a lot easier once you are in the house, which sounds like very soon now.

Meadow good luck there. I hope it goes super quickly for you.

I have lots of weird diplomatic problems to solve here, and am doing my best.

[LonelyOversharer]

Wow meadow looks like your wee baby is going to arrive on it's due date!!! This never hardly ever happens, so it a good omen for a lovely easy birth. This is what I wish for you anywày. My only two pennarth here is if the pain gets really bad even if the contraction timings are the same, go to hospital. Don't wait. Twice I have gone from 3cm (for a day or so) to delivered in about an hour. Dd3 was born in a corridor.

Am thinking of you, all the best x

Spendy, £22 in asda, £40 in lidl, and £2.50 binbags in Dunelm. Topped up for the week.

cag keep breathing. Everything will be fine, just let it happen. In a few months all those horrid broken things and stupid kitchen in your current house will be a distant memory

don't want to jinx it but I have a trial at work for the job tomorrow

[Fluffycloudland77]

Meadow It will be ok. At least you won’t be pg anymore.

Don’t bother cooking bone marrow burgers. Very meh. The burger quest continues.

[Wolfcub]

Meadow how exciting. Good luck. I’ve never done labour so no advice, ds came out through the sun roof but those new baby cuddles are great

I’ve made what I hope is a wise debt consolidation move. If you all tell me I’m batshit crazy I have 14 days to change my mind. Over the years we have put lots of joint debt in my sole name and I’ve been whittling away at it with joint money and, more recently my money alone. H has said he will sign the house over to me. It seems only fair I don’t also pursue him for half the joint debt which, as it’s in my name I’d struggle to do anyway.

Half that debt is on the credit card which has gone from 0% to extortionate which Fluffy and others keep telling me to move and I haven’t had any offers to move it to. The other half is in a loan which I’ve had for 5 months and which was taken out as debt consolidation with the sole purpose of paying off and getting rid over a fixed period.

The loan company (also my single account bank and mortgage provider) wrote to offer a loan extension. So I’ve applied and been accepted. It means I can move the half the debt on the credit card into the loan. Keep the remaining term and pay 3% interest instead of the 15.9 I’m currently paying. It does mean I will have to pay a fixed amount each month instead of a reducing amount but he fixed amount is £25 cheaper per month than what I paid for the current loan and card combined but the whole lot will be paid off in 55 months and off my back.

Good plan? Or not? It feels like it, it just ties me into a fixed payment long term.

I’ve also paid off my holiday today. I’d been sat on the money in my savings account waiting for credit card payment day so that o got some interest.

That leaves me with about £500 on a credit card to clear that I’m currently paying £15 a month on low interest, I play to use the extra 25 a month I’ve gained from the consolidation to pay this off quicker and I will pay divorce costs from savings.