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Re Default on credit file

(4 Posts)
Grandadwasthatyou Fri 09-Feb-18 21:54:14

Asking on behalf of a friend who is trying to sort her finances after a recent separation.

She has a defaulted debt on her credit file which is due to drop off at the end of this year as default date is November 2012.

However there is a note attached to this debt saying this is being paid off as part of a debt management plan ( Stepchange).

Does anybody know if this will this affect the drop off date as she is still paying it off or does it still drop off the file automatically when the 6 years is up regardless of the fact that it is under a debt management plan?

I'm trying to help her sort her finances as her head is a mess with the shock of her DH leaving and we have had no success getting through to Citizens Advice.

Grandadwasthatyou Sat 10-Feb-18 11:24:19

Hopeful bump!

Lillylollylandy Mon 12-Feb-18 09:55:53


Grandadwasthatyou Mon 12-Feb-18 18:44:29

Thanks @Lillylollylandy

Have looked at your link and it has answered my question.

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