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about step change? should we go for it?

(9 Posts)
Slartybartfast Sat 02-Dec-17 06:34:23

the debts are a millstone and this seems like a solution

Battleax Sat 02-Dec-17 06:36:16

Go for what? Contacting them? Or have they recommended a debt solution to you?

Slartybartfast Sat 02-Dec-17 06:36:33

contact them

abbsisspartacus Sat 02-Dec-17 06:36:51

All they do is contact all your lenders get them to freeze the interest and create a payment plan with them would you feel comfortable doing that yourself

Battleax Sat 02-Dec-17 06:38:32

Yes, contact them. Do it.

The first step is all advice so you're not committed to anything. It's good to hear options.

Have you done their online tool?

Slartybartfast Sat 02-Dec-17 06:39:52

no, i did their online tool some years ago but chickened out.

Battleax Sat 02-Dec-17 06:40:45

It depends abbs. They might suggest IVA, bankruptcy, DRO...

Topnotes Sat 02-Dec-17 06:44:02

They are a charity and there to try and help people in debt. If you contact them, they should be sympathetic and helpful. Good luck!

Battleax Sat 02-Dec-17 06:49:30

Try the tool again if it helps you work up to it. It forces you to get your paperwork together anyway.

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