We are managing OK and this is more of a "we need to pay the other mortgage [which isn't that big really] and it would be nice to have a holiday next year" rather than on our bare bones type of saving.
We are really going to benefit from the 30 hours free childcare thank goodness.
Older DC doesn't do that many expensive activities (swimming is probably the most pricey, if we add anything we'll drop something else. We may add Beavers but usually that is not too much).
I've totted up how much I spent on clothes last year and can easily halve that.
I sew some of the kids clothes (and mine) which does not save much but I have a huge stash of fabric so no new fabric! Same for knitting which relaxes me but I have plenty of yarn to keep me going. Cute kids clothes are really tempting though!
I've decided to start taking lunch to work - leftovers or sandwiches. I usually make coffee at work anyway, rarely buy it. DH unfortunately commutes an hour (yuck sandwiches on a warm train for an hour!) and works in a variety of offices so can't really leave coffee making stuff (but gets the Waitrose free coffee!).
We have a cleaner and I really don't want to stop that but could cut the hours.
I've also worked out we'd save about £500 a year if we switched supermarkets and brands using mysupermarket.co.uk
We have some house things to do we can put off I think, I may be able to get my dad to help me with a big garden job (DH and I can do the heavy lifting but we aren't experts).
What am I missing?
I think the problem is because we have a relatively large income, and big outgoings for the extra mortgage, small one off savings don't help that much.
I'm going to try Wally for budgeting, any other (preferably free!) recommendations?
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On a reasonable income but can't sell our old house
29 replies
drspouse · 11/08/2017 21:05
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