My husband & I are horrendous at budgeting. He has a good wage so we have always just spent what we wanted & have no savings at all. So I've had enough & decided to take control - which he is genuinely v v happy about. We want to move house in the next 18 months & would like to be less wasteful.
So can you share what budgeting tips/system work for you?? So far all I can think of is to write everything down as a shock to the system...
A little bit of info about us to help if required;
Partner is self employed.
Combined we earn 100k after tax
In mortgaged property
Have 2x properties which are currently rented out (would like to use savings to cover any emergencies related to them)
We socialise regularly
We do not have any fees related to child caring
Have overdrafts & credit cards (currently on 0% & we switch these when required)
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4 replies
NEmum · 04/04/2017 21:16
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