I am about go go onto maternity leave and though we have some savings and I think I've gone through everything to reduce outgoings I was wondering if anyone here would like to have a look at our monthly spends and see if you think there's anywhere else we could save/reduce as I know sometimes a fresh pair of eyes will see something I haven't already.
Current outgoings a month are as follows -
Mortgage - £472.51
Council Tax - £123.00
Gas/Electricity - £72.00
Sofas - £40.00 (only 6 months left of these, 0% finance)
Water - £48.70
Virgin Media - £73.97
Tv License - £37.62 (Every 3 months)
Insurances (life,home,pet) - £35.62
DP Loan - £281.29 (4.9%, 46 months remaining)
Car Taxes - £30.77 (covers 2 cars)
My Car finance - £187.76 (0% 52 Months remaining)
Car Insurances - £51.80 (covers 2 cars)
Vodafone - £42.98 (covers 2 phone contracts)
We then have petrol and food shop, don't include these as DP puts about £20 a month petrol in his car (has a van for work) and I only use mine to commute at £15 a week but anticipate I won't need this much when not travelling 15 miles a day.
Average approx £40/£50 a week on food at aldi for the 2 of us and 2 cats.
Can anyone see any obvious reductions I could make or does it look as though I've managed to get everything as low as really plausible?
Working in a male dominated construction environment so will only be getting SMP whilst off.
All ideas gratefully welcomed.
Please or to access all these features
Please
or
to access all these features
Use our Cost of Living forum to discuss budgeting and energy saving with other users.
Cost of living
Bills Makeover -
28 replies
QforCucumber · 21/01/2016 15:13
OP posts:
Don’t want to miss threads like this?
Weekly
Sign up to our weekly round up and get all the best threads sent straight to your inbox!
Log in to update your newsletter preferences.
You've subscribed!
Please create an account
To comment on this thread you need to create a Mumsnet account.