Any tips.
I have no savings, every time I save something always crops up and wipes them out. We don't have a budget just wing it . The rent is always paid though with dps wages and so is the car insurance and other dds, it's just we don't seem to get a grip with what's coming in and out. We do have a regular income, it's just paid weekly, some of it monthly and my wages are never the same though.
This is what I have thought of doing
going through my bank statements and writing dds down on the calender each month
drawing cash out each week
Any other tips?
I don't have a pc so I can't do spreadsheets. I don't even know how to use one anyway and I can't get to grips with ynab or other apps.
We arent struggling for money (yet) but we have had a proper crap month as I've had to buy a car, had loads of other upset which threw our money out a bit. mum lent me the money which we have to pay back and I want to get a grip on things now before I slide further into debt
thanks
Use our Cost of Living forum to discuss budgeting and energy saving with other users.
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I am very crap with money and very disorganised..how do u all keep track of your finances
blackheartsgirl · 02/05/2015 18:44
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