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If you ever have money in future, what would you spend it on?

(42 Posts)
Taytocrisps Sat 17-Jan-15 14:15:10

I like to think I'd be sensible and still shop frugally etc.

I'd get some work done on my house (more insulation etc.) to cut down on heating bills.

I'd do a lot more travel.

MsAspreyDiamonds Sat 17-Jan-15 16:00:50

travel
new bedroom furniture
new kitchen
general redecoration of the whole house
postgraduate qualification

ExitPursuedByABear Sat 17-Jan-15 16:02:03

How much?

A house with land and lots of animals please.

TheSilverSwan Sat 17-Jan-15 20:40:32

It depends how much money but I would pay off my mortgage, do the house up a bit and get some Barker & Stonehouse furniture rather than IKEA! I would travel and buy a new car. Then, save the rest (if there was any left)!

jimmycrackcornbutidontcare Sat 17-Jan-15 20:46:44

I'd get a caravan.

Noggie Sat 17-Jan-15 20:55:20

Would love to get the odd jobs sorted around the house that we keep putting off! Guttering sorted , new carpet in hallway as it's knackered/ fix or replace broken garden gate etc not very glamorous but I'd feel so much better for it!

Travel- would be amazing! Haven't been abroad since having kids!

Pay off mortgage- what a feeling that would be!

Would be lovely to be able to anonymously donate to local charities/friends/family.

wobblebobblehat Sat 17-Jan-15 22:10:03

In order of priority...

Mortgage
Getting house sorted/finished off, new patio, etc.
Travel
Keep some money to one side for a new car (for when the old gal gives up the ghost)
Savings
Getting out a bit more

RabbitSaysWoof Sat 17-Jan-15 22:27:16

Buy a house.
Keep a nest egg.

Middleagedmotheroftwo Sat 17-Jan-15 22:30:33

Pay off the mortgage so I could work part time.
Travel
New kitchen
(How much money are we talking? I could go on)

Turquoisetamborine Sun 18-Jan-15 07:44:30

We will be in the position of having about £700pm spare once our mortgage goes through. We will overpay the mortgage by the allowed 10%pm and also overpay our other mortgage on our rented house by £300pm (already do this, not included in the £700).

We have a big list of jobs that need doing to our house, fence for the front, replace front door with composite, fit extractor to bathroom, decorate living room etc etc.

We will then pay off our holiday which we go on in September as there's still about £1000 outstanding.

I'll then be on SMP so there will be no spare cash until I return to work. We will then be saving up for an extension and another trip to DisneyWorld, Florida.

H doesn't know any of my plans but he's quite happy for me to do the financial planning!

MonkeyPuzzler Sun 18-Jan-15 07:47:49

Pay off credit cards
Pay off mortgage
Pay off student loan
Buy a holiday home

perfectlybroken Sun 18-Jan-15 07:53:13

Buy a house outright, finish building house in dh's country, buy a nice caravan, save for kids future education. Fix mil's house up.

CPtart Sun 18-Jan-15 08:03:24

Mortgage should be gone in next 4 or 5 years. Hanging out for new kitchen and two new bathrooms. New double glazing and new car ( if my current one lasts that long). Plus travel etc.
Could afford some of these now but feel better throwing spare money at the mortgage.

Blanketontheground Sun 18-Jan-15 08:06:24

A driver. Hate driving. He/she would also be responsible for getting the kids shoes and coats on and putting them in the car!

chanie44 Sun 18-Jan-15 08:51:39

Pay off mortgage
Home improvements
Get married
Holiday
Savings for the children an us

Damnautocorrect Sun 18-Jan-15 08:57:35

Buy a house
Decorate sons bedroom properly (renting you don't know how long your staying / not allowed)
Plant fruit trees and other plants as we'll know we will see them come to fruition.
Get a dog (renting again makes it tricky)

Having the stability as a family would change my world

GotToBeInItToWinIt Sun 18-Jan-15 09:39:39

A deposit on a house. Don't think it will ever happen though!

CremeEggThief Sun 18-Jan-15 11:26:04

Pay for DS university education.
Buy a house and a camper.
Lots of travel.

Perfectlypurple Sun 18-Jan-15 11:27:49

Would depend on how much but reduce or pay off the mortgage. Re do the bathroom and have a luxury holiday. Also if mortgage was paid off or greatly reduced I would think about working part time.

BikeRunSki Sun 18-Jan-15 11:30:52

Carpets
Holidays

WowOoo Sun 18-Jan-15 11:33:20

I'd like to be able to buy very nice food more regularly.

Getting my free coffee from Waitrose yesterday made me think how lush it would be to be able to do a proper shop there without having to think twice about it.

I'd love us to travel and a bigger, nicer house.

WowOoo Sun 18-Jan-15 11:34:54

BTW I'd still go to my cheaper supermarkets - I'd like to do a supermarket sweep there for once. smile

Ragwort Sun 18-Jan-15 11:36:17

Probably put it by for my pension <boring>, we have already paid off our mortgage blush so we are in a very fortunate position.

If I could be completely frivolous I would like new bathrooms, actually I could afford new bathrooms I would just like a project manager as well to organise it all for me.

Taytocrisps Sun 18-Jan-15 11:37:33

The amount is irrelevant. A lotto win would be nice. Realistically, I'm probably thinking ahead to when my mortgage is paid off. 19 years to go sad.

I can dream......

crapcrapcrapcarp Sun 18-Jan-15 11:38:45

We're about to be a few hundred pounds better off each month. That's all going to be directed at the credit cards, urgh, then starting a pension because I haven't got one. We also need things like a mattress (ours is ancient and DH constantly has back pain), our furniture is all crappy and broken, we'll need to replace the car in the next few years, and because the money has come from me working much more I'm determined that we'll have a holiday this year. Realistically that will be camping, but this time for a week rather than just a weekend so I'm really excited about that smile

Above all I want to channel money to savings because I'll sleep better at night once I've an ISA with something in it.

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