I've changed my username for this.
Dh hasn't been working for 6 months (he used to be high income), I've upped my hrs at work and earn about £800 per month now.
We've run out of savings, but DILs have given us a lump sum (part of eventual inheritance) so we don't have to sell the house (yet). Dh is sure he'll get another job soon, but obviously we don't know when.
There is only us and a few animals (cats& dogs).
Dh loves to waste spend money.
I'm thinking that I'll set up a direct debit from the savings acc to our bank acc to cover all core bills ie mortgage, gas, electricity, council tax, insurances etc.
And then use my wages for food etc (although I think £800 should more than cover that).
I really don't know how much dh, cats and dogs and I can live on as a minimum.
I'd like to spend as little of the lump sum as possible each month as I don't know how long we will need to live on it for, and either way I'd like to spend it on something nicer when he does return to work.
Anyway. I can work out how much core bills cost by looking back on previous months.
But I've no idea how much we need for just living.
Please help. Thank you.
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Can someone help me work out how to do this (starting out being frugal)
25 replies
Karbea · 07/11/2014 15:55
OP posts:
Preciousbane ·
18/11/2014 21:47
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Message withdrawn at poster's request.
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