Just that really. I earn an alright wage, I try and budget every month but it just never seems to work. I'm crap with money and can never manage to save anything, I'm always at my overdraft limit by the end of each month. I try and write things down, keep track weekly - but I can't ever seem to keep a grip on it. I have a credit card but it's at its limit and I was refused another one (failed a credit check when moving house due to electoral roll registration) - so that's not an option, and the minimum payment is £52. I wish I could switch to a new card but I'm worried to apply after being refused once already! I am so bloody stressed about how I'm going to afford christmas. I've got a couple of bits, but nothing really yet - and certainly not a present for my DH who definitely deserves something nice. I'm going to start saving in January for next year...but that doesn't help me now. Why can't I get my head around budgeting?! I'm so stressed. I know people have much bigger problems, but I literally can't sleep and I'm just lying here working myself right up about it.
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I can't sleep - awake and so anxious about Christmas :-(
31 replies
BlueberryMuffins76 · 28/10/2014 06:32
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