Hi
Please don't judge or flame me, this wasn't my fault. I'm a f/t student with one DD, 5. I'm a single parent, have had PTSD and depression all in last year. I was just about coping on my student finance, but it doesn't go very far, and we get paid in Jan again. I have none of it left, so I was living on my tax credits, Child benefit and DLA. Again, not sensible but the washing machine and fridge freezer both broke during Summer. I was finding it hard to get a job, so had to replace it with my very small savings.
Today, the tax creds sent me a letter saying that they have stopped the payments as I haven't renewed. Which I did. They claimed that I owed a back payment, but I don't. I rang them and it was sorted on the phone with a renewal, but now is going to be 2 weeks until I get any payments. I have no money at all (except child benefit) to live on. I have an overdraft of £200, all of which will pay my direct debits and possibly my gas/electric meters, but then I'm back to square one with being overdrawn, and never getting out of it.
Have some food in cupboards and the freezer. Enough for maybe a few days.
Honestly don't know what to do, and to top it all, I can just feel my degree slipping through my fingers because I can't study while I have all of this going on.
I need practical suggestions, not judgement though please.
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Please help, tax credits have screwed up...
9 replies
Katkins1 · 11/11/2013 23:23
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