Miserly May come help me please!(358 Posts)
Welcome to all de-lurkers and newbies.
I had 11 NSDs in April and today will be an NSD too. DDs are off school, May first is a public holiday here, and classmates of DD2 are coming here to study. Tomorrow I'll need petrol after the school run. OH may be cutting his trip short as it's all gone pear shaped and he's spending money on travel and accommodation with nothing coming in. The vet's bill from last month
haven't even seen it will have to wait as OH will pay it from savings when he returns.
Signing in, lurker in need of
a kick up the backside support
Aiming for 10NSD this month...only managed 1 in April but still spent loads less ( I halved my monthly food shop) by menu planning and avoiding the shops.
May will be better.
delurking newbie, who failed spectacularly when trying not to spend last week of April. I think I spent MORE than usual
Anyway it's a brand new month and I'm not giving up!!!! I know it's bout forming new habits and breaking old ones - here I go again!
Inspired by this thread, I've just created a NSD spreadsheet...
May I join.started doing a monthly shop which last month saved me about £100.since pay day last Thursday I've done the monthly shop and filled up my car £35.00.all my bills have been paid so I'm trying not to spend money especially on my days off.
Spent some money today. Had lunch at work first time in months. £5.40. And then sainsburys as we needed bread, spaghetti, got some 3 for £5 sausages, ham and chicken goujons, potatoes, milk... £14. Grr. But tomorrow should be the first NSD of the month.
April hasn't been too bad but May is just full of expense. 6 birthdays, including a big one that we need travel and a hotel for, 1 anniversary (just a card will do), and half term. We also have a big purchase coming up so need to make extra effort to not do any unnecessary spending. Bought some frozen fruit today, £1.29 and made 2 jars of jam as I already had sugar. I know you can get cheaper jam but this tastes good too.
Well I spent today but it was only £8 and that bought ds2 a sunhat (I did look in the charity shops but they didn't have any to fit) for £4, a stick on highchair toy for £1 (so there's at least 1 toy he can't throw on the floor for attention) and a v tech spinning number and animal thing for £3, which has working batteries too! I resisted the urge to go into ikea for lunch and came home instead. So I count today as a win.
LSD tomo with just £1 for toddlers to pay.
Counted up my NSDs for April, 11, not too shabby. DDs need winter PJs and I have a gift card that I can't seem to spend on me, nothing I need right now, so shall use that tomorrow. I think I have some jam making sugar in the cupboard, if so I'll nick your idea for the jam That'sinteresting
Signing back onboard for May. Fell overboard in April
I get paid four weekly, so I actually get paid in the middle of the month at the moment, which is very weird for me as I have always had monthly pay. We've split it so that DH's wages pay the Direct Debits, and my wages (+Tax Credits which come in on the same day) pays for nursery, food, petrol and any extras.
I have 16 days til I get paid again, and I have £35 to last me. I meal plan for the four weeks, and I write my shoppind list based on that, so we 'should' only need fresh fruit.
Allotment is coming on well and our polytunnel is in full swing. I have counted the seeds/plants that I have sown/grown (and some that I have yet to do) and IF everything grows, then we shall 53 different edibles this year
I am always very jealous of your allotment leilandri.
Vegan brownies, I know it sounds vile but they are really nice. I make them when I need a treat.
I'm going to buy tea bags today. 1200 of them from sainsburys basics range.
NSD for me today - have cycled to work and am nowhere near shops - hurrah!
Right. Last month has been....(and gone), we moved house. But inspired by you guys, we ate 'the cupboards', the fridge, the lot.
I changed bank accounts: we both get paid in separate accounts now and contribute proportionally towards the family account.
The rent, bills, food and petrol come from the family account.
We have a Sainsbury's gift card thatgives us 5% off, so that gets loaded with £400 a month normally, but my aim is to cut that right down, to £200 a month. I menu plan, make my own bread, don't really go out much lol.
I don't presume we will have an awful lot left at the end of the month to save, not this month anyway, but June will be in earnest the time to look carefully at the budget. We have no debt, but a bit of overdraft, the bills will be all over the place this month.
I will come back to let you know how I get on.
I like the NSD, one so far, given we're on 2nd lol, but I simply must have the car washed( we used it for moving) and have a haircut, last one was in december!!!I now have something resembling a dead animal on my head, it is meant to be short but growing it, if that makes sense. But, 'Blunt-ly' put, I am beautiful, I'm beautiful, toooo meeeeess'
NSD today so far. Have brought lunch for work. Was thinking of cleaning the car this afternoon but will probably do it at home - if the weather's good, lug the vacuum out and just do it then. Happy NSDs to all!
Well May has not got off to the best start here but as usual, unavoidable spends . Last weekend entertaining the in laws went well and all the stocked up food was a success. This weekend though is fil's 70th birthday and so we're off for a weekend in Somerset. Trying to keep costs down as much as possible as ever!
Ds showed me his school shoes last night and they really are falling apart so need to be replaced, dh and I both need new shoes and dd needs school trousers and a few other bits of summer clothes.
We have realised that we're not going to get all our credit cards paid off in the interest free period so will have to do a balance transfer, but we feel ok about it as it is still just about the cheapest way to borrow, we won't be far off our target and, at last, we feel in control of our finances (it's only taken us 17 years of life together to get to that point )
Sainsburys gift card??? Please expand
I bought a lolly maker in sainsburys for 1.50. I have just made the lollies with own brand cherryade which was 60p. I reckon I will get at least 10 sets of 4 lollies out of a bottle. Dd1 was thrilled with this activity
However, dd1 begged me yesterday to let her go to rugby tots or whatever it's called. I will take her for a trial because I want to encourage her with a non girly sport and she's so enthusiastic with activities. It's not that dear but a potentially new financial commitment means more austerity else where.
Food shop yesterday 55. That wax brilliant as still up 40 from last week so 25 left over until next shop which can be wed but I will try and stretch further
Yesterday I spent £16 in Sainsbury's on milk, bread, fruit, and nappies.
Today has been a NSD, partly because DS1 is poorly so we've been stuck at home. Tomorrow is looking likely to be the same, but I've got the weekly shop being delivered so not a NSD - just a no frittering day which is just as important!
NSD! pleased that I decided to clean the car too. At home with the vacuum here rather than at the car wash place which would have cost £1 or more.
Hoping that tomorrow is a NSD too. Fingers crossed.
Today I spent £84 in the supermarket, that included warm PJs for DDs as dept store had none so I couldn't use my gift card. Also bought a kilo of frozen blueberries to make that jam. I love Bonne Maman's wild blueberry jam but when it's available here it's just a fraction under 4 quids per normal sized jar.
Roads £2.55 to school this am, but that was out of cash I withdrew last week £2.40 into town and back on the cheap road
Need to pick up de-worming pills for dogs-looks like one of them has picked up something from the recent hunting trips.
Well done on NSDs everyone, I should have another tomorrow.
Spent £21 today on fruit, bacon, marg and flour. Have 15 eggs sitting on the side in the kitchen, with another 3/4 being laid every day. Time to make a quiche! Does anyone know if you can freeze homemade quiche once it's been cooked?
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