We're over-spending. Not by much, but it can't carry on, I don't like dipping into savings just to pay the regular stuff.
I've set out what I think we need to spend and it makes us look quite comfortable, so what are the obvious things I've forgotten or underestimated.
I've spread costs across the year, the idea being that if we don't spend it this month, it can go in the pot for next month and I've got:
Supermarket
Bills & Insurances paid by DD
Fares
Children's clubs and school trips
Days/meals out
Haircuts
Sport (adults)
Cars
Holiday
Birthdays/Christmas and special occasions
Clothes
Home maintenance
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Help me with my budgeting...?
3 replies
O2BNormal · 09/05/2012 13:27
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