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Use our Cost of Living forum to discuss budgeting and energy saving with other users.

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Use our Cost of Living forum to discuss budgeting and energy saving with other users.

Cost of living

hi

30 replies

reecesmummy · 14/04/2012 12:03

new to this but thought it mite be a good place to get some advice
ive just started working and atm have litterally no money or food in the house gas has gone etc not getting a payment untill next week which is tax credits back dated but what am i meant to do until then cant get a crisis loan or any other loan and with it being weekend there is nt much help out there im really worried and just needed to vent and write it down just dont no what to do x

OP posts:

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duchesse · 14/04/2012 12:19

You poor thing!

There is almost certainly a food bank near you- where do you live?

And more importantly, what food do you actually have in the house right now? How many people do you have to feed with what you do have?

reecesmummy · 14/04/2012 12:28

yes there is a food bank but its in 2 bus rides away and i dont have the bus fayre i have literally nothing just before i got my job all my benefits had messed up
i have nothing atm and there is me and my son whos 4 nearly 5
me and my partner split up a few weeks ago

OP posts:

reecesmummy · 14/04/2012 12:28

and sorry i live in st helens

OP posts:

Gumby · 14/04/2012 12:29

Can you ask family or friends?

doormat · 14/04/2012 12:30

contact social services out of hours, they may be able to help you x

duchesse · 14/04/2012 12:30

Do you literally have no dried pasta, or anything at all?

reecesmummy · 14/04/2012 12:31

hi i did that yesterday they said id have to fill forms in and as it was friday they wouldnt be able to sort it until monday i have tried literally everything freinds have been helping me threw these few weeks but now they cant help me anymore x

OP posts:

reecesmummy · 14/04/2012 12:32

no i honestly have nothing ive used up all what i had
and as for family i dont have any that will help me dont speak to my mum or rather she doesnt speak to me

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duchesse · 14/04/2012 12:32

It's well worth going to see your nearest vicar or priest. They can sometimes channel certain services. Nobody in a church will refuse you some food. I seriously would go and see your nearest one and see whether he or she can help you.

duchesse · 14/04/2012 12:34

Which area of St Helens are you? Do you know who your MP is? They might be having a surgery today that you could call. It may well be worth ringing the MP surgery to explain the situation you're in.

Gumby · 14/04/2012 12:35

Haven't you got an overdraft or credit card you can use?
At the end of the day they'll be tons of stuff reduced in the supermarket
Or ask if you could wash up somewhere in return for a meal

duchesse · 14/04/2012 12:37

If you are in St Helens North, and your MP is Dave Watts (Labour) his surgery day for the month are yesterday and today, so today would be a very good day to call.

duchesse · 14/04/2012 12:38

Gumby, she has a 4 yo. How is she going to work for an hour over every meal for the next few days?

reecesmummy · 14/04/2012 12:45

hi no i dont have anything like that i have bad credit and have tried everyone in the last few weeks to get loans overdrafts everyone is the same i get declined

i have emailed the council etc never heard back and tbh i dont no what speaking to him would do not on a weekend and there already aware of my situation i think i wrote to them and then emailed aswell a few weeks ago i have done a lot i got advice of another website who told me to do all that

i think im just going to have to put up with it untill i can get some money sorted i just wrote on here to get it out

OP posts:

QuickLookBusy · 14/04/2012 12:45

Hi, sorry you're are in such a horrible situation.

Could you try ringing the Foodbank? They may beable to get some food to you or they may give you advice.

Codandchops · 14/04/2012 12:48

Do you have a Salvation Army group nearby as I know they offer help at times. I saw on MN once that they literally paid for a weeks shopping for someone.

I hate pay day lenders but in an emergency they are useful and will usually put the cash in on the same day. They are not ideal though.

Provident will lend rapidly too usually within 24hrs.

It's shit isn't it.

Will the food bank not deliver a parcel to you. It's scary being that broke

nataliejaynee · 14/04/2012 12:48

i have dont that a few weeks ago i think u need a voucher of doctor or some one and then have to go and pick it up they wont deliver the food to me as im not rural
they just told me to get a voucher and see if somebody could take me up there to collect a food parcell
i'll be ok i just got really frustrated didnt no what to do

duchesse · 14/04/2012 12:49

Yes, reecemummy, you must ring them! They are run by volunteers anyway so the chances of someone coming your way anyway is quite good. Which is your nearest food bank? There seem to be several in Liverpool. Please go to see your nearest vicar or priest or other person of religion though. Even your nearest mosque should be able to find some food for you. Please keep posting here- you mustn't be alone.

nataliejaynee · 14/04/2012 12:50

hi not sure about salvation army will google them now
i cant even get a loan of a payday lender or provident i have really bad credit
yeah its awful i have never been like this before
and no they wont deliver as im not in a rural area ie not many buses etc

Codandchops · 14/04/2012 12:50

Vent away, it's scary and sometimes it helps to rant a bit.

duchesse · 14/04/2012 12:51

Please, whatever you do, DO NOT get an emergency loan. That is NOT good advice at all. Those loans have abusive rates of interest and you can never get free of them.

Much better to take your little boy round to the nearest church and find some help.

nataliejaynee · 14/04/2012 12:52

hi think when i googled it was one in knowsley but will look again now as last time i did only one came up chances are they could have added more
im going to go round to my church but if i remember rightly when my lo got christened the priests main church was in sutton not the one round the corner from me dont think he will be there worth a try though

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duchesse · 14/04/2012 12:59

Hi NatalieJayne. I hope you don't mind but I just put a call out on the MN local board for Liverpool asking if anybody could help you. Somebody might have some idea how to get you local help.

doormat · 14/04/2012 13:02

social services can help in an emergency situation, just call the CADT out of hours...they should be able to help...or at least point you in the right direction..if not walk into nearest police station and ask if they can help you

nataliejaynee · 14/04/2012 13:06

just spoke to a freind of mine told her everything whats gone on and shes offered to put my gas on and sort me some food out for me and my son
think she was offended that i hadnt asked her before now
thanks ladies for all the advice etc xx

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