Talk

Have come across it but have not been able to find an answer to it. Similar problem occurs when a NWOC (nanny with own child) is working... is their own child covered by any insurance, the nannies or the parents?

For playdates the home contents insurance I believe would provide some liability cover for the home owner. So if anything was to happen, then that could be looked at.

Probably best just to make sure nothing bad happens. Avoid children using the trampoline or other equipment which is known to be a risk.

Thank you Nic. Yes I have already thought I will try to lower risk by making upstairs and garden out of bounds. That way avoiding trampoline and outside play equipment.

I'm sure my nanny contract had a clause that included the nanny having to look after friends children coming to play on an occasional basis. If yours does too - that should cover you under the current terms of your contract without having to pay extra.

I can't remember the exact wording on my contract, but it was under the duties section.