Next years is a prediction based on an estimate of your earnings this year, they tend to estimate you get an inflation based pay rise so it may be wrong and you won't really know until renewal
I've never known anyone get 70% but I have known people get stung with overpayments and having to pay back when they are either entitled to the free 15 hours or a child starts school and your childcare costs reduce mid year
The earnings on the statement are not quite right but not much out. I understand it's based on percentage but at what point does £720 become affordable? It certainly isn't for me and though I'm not quite being forced out of work/better off being a SAHM it's not far from that I feel.
I've investigated all options, if I was an LP they'd pay enough to cover fees with all elements added together. (Sometimes I don't even need that persuasion to leave ) but running a home myself would be as hard as covering Childcare so not an easy way out (plus I obv love him and am playing for keeps but it's an option iykwim)
Anyway, not working at all I'd get £6 a week ctc and working I'll get approx £30.
I'm at a loss of what to do next. I feel alternating shifts may be the only option
Also, I've spent ages looking forward to these 15 hours free but I have recently learnt that if I want her to go and spend time socialising at pre school (which I do) I'll have to pay CM as normal to keep the place so it doesn't help me anyway
Yes, little yellow duck. Are you ticking the box that says your childcare provider is Ofsted registered / an approved childcarer? That's the only way it will recognise your costs. I earn £26k and get a lot back fom Working Tax.
When my eldest started nursery linked to a school they allowed him to breakfast club then took him to the nursery. The private nursery then picked up from school nursery for the afternoon session. This arrangement was cheaper than a childminder, but I only did it three mornings and one afternoon.
I don't know your area or setup but have you enquired about other options?
But I've got three now and logistically its better with me at home.
Bertie a mindee even tho at pre school is taking up a place of an under 5 and cm Can't fill it for 2.5/3hrs so still charges - plus if child fell over / was ill etc cm would go and get as parent would be at work
Op - could you use the 15free hrs with your cm instead of pre school. Cm follow ofsted and early years - even if for a term or two to help you financially