Hi there! Sorry if this is posted in the wrong place - new here!
My partner and I have just moved to England and are looking at getting private health insurance. We already have a son but are thinking about having more children in the near future. It has been incredibly difficult trying to decipher what insurance would cover and what it doesn't as it seems pregnancy and childbirth is not usually covered? Or there is a fixed amount insurance will pay and the rest will have to be paid by us.
Having had a few complications and not the greatest care and childbirth experience with our son, I am looking at somewhere that would provide comprehensive care and where I could, for example, request an epidural if I felt I needed it during labour or request a C-Section instead of an assisted delivery. I understand all these things come with additional costs and looking at the Great Portland Hospital website, it seems that generally care is divided into midwifery-led and consultant-led. So say, I was midwifery-led but then requested an epidural, would that just be "added to the bill"?
And lastly of course, which insurance, if any, would actually cover a comprehensive pregnancy and childbirth "package" such as at the Great Portland Hospital (including scans and prenatal testing and any follow up postnatally). Does anyone have experience with insurers that are good with these things?
Sorry for the long post, hoping to gain some insight!
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Childbirth
Private health insurance covering childbirth
4 replies
veronikajo · 30/10/2018 21:23
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