In the Times magazine today there was an advert for an insurance company showing a bride on her wedding day with the following caption: "Cushion yourself for the day your daughter's no longer your responsibility."
I'm a grown-up! I ceased to be my parents' responsibility long before I got married and, following the wedding, I did not become DH's responsibility (except in a mutual sort of way and I don't think this is what they're referring to). Gah!
Do they insure against a daughter or son getting married? Wonder if the insurance company is finding it tough in the marketplace at the moment, so they are branching out and trying to insure for anything, just to keep their cash flowing. I would steer clear of that company... maybe they won't survive long.
Insurance is an industry who can do all sorts of things that are not acceptable in other industries - for example, some only offer insurance to women, some only insure those older than 21 under than 65, there are different premiums based on any criteria they like.
that's because anyone who asks any awkward questions gets bored into submission... have you ever tried to have a conversation with an actuary? The person with the lowest boredom threshold will win and that ain't going to be the non-actuary.
<disclaimer - I am sure there are plenty of witty, charming actuaries who would be delightful company. But possibly not if you were trying to challenge them on how their industry works>