The last time we had a holiday was about 6 years ago. Concrete village you know the tyoe. The last time we went abroad was about 8 years ago.
We save, we put money in an ISA , various amounts in the childrens account and we put some away in a monthly fund ofr us to use for treats, going out, takeaways, christmas etc.
We have very poor credit. I mean very poor due to bad judgements made around 4 years ago. We can't get any kind of credit at the moment but we are trying to build up our credit rating again. DP wants to save save and save for a deposit on this house and says we can't justify paying around £2000.00 on a weeks holiday and have nothing to show for it except fading memories, The money can bbe used towards the deposit. I just want a week away at Centre Parcs or something.
We could save the money in 4 months for the amount we put away. I know it's a huge amount of money to use but I feel I need a holiday now.
There are 5 of us so a holiday anywhere won't be cheap but life is too frickin short to be this anally retentive about saving.
Why not compromise and get a cottage by the sea. You should be able to get a late availability for around £500. £2000 does seem a lot when you are saving for a deposit, but I think a holiday is important.
Some very good suggestions there thank you. I will be checking out those cottages, my sisters MIL goes with them and rates them very highly.
I am a Tesco's points collector also so I will probably use the coupons for deals.
I don't mind cooking I wouldn't want to eat out everynight. I would have to at Center Parcs anyway, I only thought of Center Parcs as I didn't want a Haven or Pontins and my friend goes to Center Parcs and loves it. I think it's a little over what we could be paying elsewhere so that's out of the window mow.
Will prob look at the cottage thing closley nd try and convince DP that we NEED aholiday
Um, Butlins? Various caravan parks? Family room in a Youth hostel in the Peak District? Self-catering in Clacton for a week? That kind of thing. Some creature comforts, but not 2000 quid, I think that's way too much given your circumstances (actually, I am quite financially secure and I would be MORTIFIED to spent so much on a week's holiday).
Agree about the importance of the memories, and also that a cottage is the way to go rather than Centre Parcs. You can sell it to your DP as the budget option - cook for yourselves, make your own entertainment etc - but it is still a holiday and a change of scene.
We've used Farm & Cottage Holidays which are nice, and also give you a 'membership card' that offers discounts on entry to local attractions. Don't know how old your DCs are but those might be useful.