I've just seen my payslips (I do occasional bank shifts for another Trust as well as my main full time job) and because of the 3% pay rise for NHS Staff and that being backdated to April I have quite a bit more than I normally would. But I have spent so much money this month I cannot save a single penny of it. Literally. In fact I need to take £11 out of my savings account to cover all the things I have spent! I've just totted it up and after my bills and everything else that I pay for and budget for in a month I should have been able to save £900 this month which is an awful lot more than I can normally save because of my childcare bill. I am completely disgusted with myself because I have very little to show for it. I'm trying to justify a few things to myself and there are some things that I know made this month an extra expensive month; there was a wedding we went to including hotel and gift and meals out around it; I have invested in a few nice things for my art hobby which I don't think we're an excessive luxury. I've bought a few nice things for DD ready for Christmas and stored them away and a few birthday gifts bought as well for friends and family but that's it... And that really cannot account for much more than half of that! So Christ knows what I've spent £450 on.
I've been doing so much better with my savings recently despite not being able to save as much so to have had a month where I really could have boosted my savings by almost a grand and to have frittered it away is just disgraceful!
I don't really know what my point of this is other than to announce my shame and hang my head!
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To be furious with myself for spending all this money and having nothing to show for it
56 replies
Runnyrose · 23/09/2021 06:29
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