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I don't think I'm not getting paid back, possible CF story.

(54 Posts)
HarleyQuinn21 Tue 23-Feb-21 16:45:51

Hi all,

I think I may have encountered a CF but I'm not entirely sure so I'm wondering if I'm being unreasonable to think I won't be paid back.

My dad's really unwell at the moment, it's a really difficult time (I've posted about it before) and a girl I used to work with about 6 years ago messaged me about it and we had a brief conversation and that was it, this was about a week ago and today she asked me how my dad was so I explained and she was like oh I'm sorry I had similar with my dad and then about an hour later she messaged me to say "sorry to bother you but can I borrow £30, I'm in a tight spot and I'll pay you back on Friday" I was a bit taken back as I haven't seen her or really spoken to her in the 6 years but I know she works in retail and it's been a bit of a shit year for everyone and thought you'd probably have to be desperate to ask someone you didn't know so I agreed to lend her the money (I have trouble saying no) so I sent her the money and then she sent a message saying "couldn't make it £40, could you?" ... From this I don't think she's gonna pay me back and I might probably get blocked on Friday haha but it just felt really cheeky asking for some more money straight after, I said no and said I only had the £30 spare. I know it's my fault for lending it her in the first place but who knows maybe she will pay me back but my husband said it sounds like she's taken advantage knowing I'm in a vulnerable place and I hope that isn't the case but I'll suppose we'll see ... Anyone wanna share their CF stories to make me feel better and less gulible? blush

OP’s posts: |
MatildaTheCat Tue 23-Feb-21 17:11:28

Well I hope you’re wrong but I have to say I wouldn’t be holding my breath. Was there any mention of repayment? If it’s any consolation my DH leant 5k to a ‘friend’ in September. It was to be repaid the same week. Maybe he meant September 2021...😳

I hope your DF gets well soon.

WildfirePonie Tue 23-Feb-21 17:14:09

Just don't lend her anymore money. £30 is a small amount compared to other threads i've read, like PP with 5k! :O

WeeDangerousSpike Tue 23-Feb-21 17:18:20

DP hot taken in by scammers that cloned a vehicle sales website. He sent them £10k that he'd got a bank loan for!

It took a week but the bank managed to get the money back, thank god!

notanothertakeaway Tue 23-Feb-21 17:18:21

You were kind and generous. Don't beat yourself up. But I would write it off, and not expect to hear from her again

SummerHouse Tue 23-Feb-21 17:19:13

Yep I had this. Was a guy I went to school with. He asked for £30 with a long story about a job interview. Turns out he is an alcoholic. Very, very sad. I waved goodbye to my £30 and I hope he got help.

Disressingtimes Tue 23-Feb-21 17:22:21

Maybe you are the first person to actually say yes to her request for money so she thought she’d try her luck for a bit extra. If she’s contacted you after all this time she may have borrowed money off everyone else already so they are wise to her and have an excuse ready. You could message her back and say actually you don’t have any spare after all if you are worried you won’t get it back.

You are obviously a kind hearted person. I hope your Dad will be okay flowers I don’t think I actually have a CF story!

BorderlineHappy Tue 23-Feb-21 17:23:52

Using your df as a way in is the lowest of the low.
I would be really angry at that.

Give her to a certain time Friday and then text her.Dont let it go.

Wellpark Tue 23-Feb-21 17:52:10

She's either a gambler, a drug addict or an alcoholic. And she will ask again. Be on your guard

SirGawain Tue 23-Feb-21 17:52:14


You were kind and generous. Don't beat yourself up. But I would write it off, and not expect to hear from her again

Except to “borrow” more cash!

amijustparanoidorjuststoned Tue 23-Feb-21 17:57:50

Hi OP, I had a similar message from a friend the other day and it turned out that she'd been hacked! The hacker had clearly been watching how she wrote and signed off messages, I could have sworn it was her. Luckily (I guess) I'm skint so couldn't afford it... might be worth asking her!

DrManhattan Tue 23-Feb-21 18:34:12

No way are you getting that money back.

Lovestonap Tue 23-Feb-21 18:38:16

A young relative of mine also got scammed as a work mates sm had been hacked (think it was Facebook messenger or WhatsApp). The kind hearted young chap loaned him £500 and the guy who's account was hacked was mortified!

Dundundunnn Tue 23-Feb-21 18:41:40

I'm gonna guess she's got drug / drink issues. I hope your dad is okay! ♥

chilliplant634 Tue 23-Feb-21 18:43:13

I think you won't get it back. This happened to me once. I lent my friend £100. I was too embarrassed to ask for it back. A few years later she messaged me and transferred it to my account!

Only lend/give what you can afford to lose!

Youllbeoldertoo Tue 23-Feb-21 18:49:40

That’s so bizarre no one has ever randomly hit me up for cash do people actually do this!?? Can you write off the £30? If yes forget it and be wary of her in future.

MadeForThis Tue 23-Feb-21 19:13:34

I would be expecting it back. A drama and request for more money would be my bet.

pilates Tue 23-Feb-21 19:19:45

Yep I don’t think you will see that again, probably a drink or drug problem.

Summersun2020 Tue 23-Feb-21 19:24:30

I’ve seen similar to a PP where someone’s been hacked

Kollin Tue 23-Feb-21 19:26:36

Please don't give her anymore, whatever sob story she comes up with!
If she asks again, block and make peace with never seeing your £30 again but thankful that you don't get stung for more.

VettiyaIruken Tue 23-Feb-21 19:29:11

If you do get it back, don't lend again.
Sometimes they start off small and pay back to create trust, then ask you for a large sum and you never hear from them again!

InFiveMins Tue 23-Feb-21 19:32:32

Make sure you message first thing on Friday and tell her you need the £30 back to pay a bill.

If she does block you, I'd make it public that she essentially stole money from you to shame her and so others don't fall for the same scam.

BiscuitSewingTin Tue 23-Feb-21 19:39:49

Sorry OP, I don't think you will get it back. Never lend money to anyone. Either gift it or pretend you don't have any.

ElderMillennial Tue 23-Feb-21 19:48:28

I think the old advice about only giving what you are prepared not to get back is about right.

It's fine to lend money to someone but only if you will be okay with not getting it back.

WannabemoreWeaver Tue 23-Feb-21 19:53:15

Lived upstairs from a woman who had a twin sister who used to stay over at times. Didnt know them well, so did not suspect at first when the sister asked for £5 because she needed to get cat food and didnt have any. Then the next day asked for more. I gave her another £5. The 3rd day realized she was going to keep it up and said no. A little while later my neighbour told me her sister was alcoholic and everyone else knew not to give her money, but since I was new she hadnt got round to telling me yet. Bet this woman has burned out all of her other sources, and is casting the net further afield.

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