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To be gutted at losing my benefit

(492 Posts)
Clappingforjoy Thu 03-Dec-20 19:05:00

I am going to inherit some money from sale of parents house and have told universal credit to close my claim but I'm gutted about it.
I have always struggled never had 2 Penny's to rub together and it just so happens I will go over the 16000 mark with this money and know i must sound greedy but my income is very low and i am scared this money will all go on living costs.

OP’s posts: |
Sargass0 Thu 03-Dec-20 19:07:36

yeah its gutting

Clappingforjoy Thu 03-Dec-20 19:08:28

It is because I only earn around 900 per month

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Waxonwaxoff0 Thu 03-Dec-20 19:08:34

YANBU. It's shit. You'll get people on here telling you "if you've got savings you don't need benefits" but then it means people on benefits are never able to better themselves.

I am on the old style working tax credits which didn't take savings into account so I was able to save up and buy a house meaning I no longer need to claim housing benefit which I was getting before. I feel sorry for people on UC who won't get this opportunity.

puttergal Thu 03-Dec-20 19:08:34

Have you got enough to put down a deposit for a house?
I think then you are allowed to keep the money?

Helpmylecreuset Thu 03-Dec-20 19:09:16

Is the money enough to buy/part buy a property? Then you will only lose the housing element.

Clappingforjoy Thu 03-Dec-20 19:09:22

I suffer with depression and health conditions and cant do so much work.

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Hoppinggreen Thu 03-Dec-20 19:09:22

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

Clappingforjoy Thu 03-Dec-20 19:10:16

Hopping that is nasty I hope it isnt jealousy

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Helpmylecreuset Thu 03-Dec-20 19:10:32

Or there are schemes with housing associations where you can buy a quarter share of a house and pay rent on the rest.

lakesideadvent Thu 03-Dec-20 19:11:16

I would look into shared ownership on a flat as a possibility?

OffredOfjune Thu 03-Dec-20 19:11:37

Quoted a deleted post

Waxonwaxoff0 Thu 03-Dec-20 19:12:06

@Hoppinggreen I've reported your nasty bitter comment.

mermaidbunny Thu 03-Dec-20 19:12:28

What an awful comment to make. If you can’t say anything nice, perhaps scroll on by.

Clappingforjoy Thu 03-Dec-20 19:12:29

I can never buy a property awful credit score and the money although it more than I have ever had wont go so far these days

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ACanOfWormZ Thu 03-Dec-20 19:13:14

You can splurge on something, or a few things to get under savings cap, that way it won’t all go on living costs.

purpleme12 Thu 03-Dec-20 19:13:43

I get it. If i inherited anything it would all go on living costs then eventually i'd go on top up benefit again.

Clappingforjoy Thu 03-Dec-20 19:13:56

Thanks for the support guys

OP’s posts: |
Anotherthink Thu 03-Dec-20 19:14:23

Op how much over 16k will you be? once you are under 16k you will be entitled again

Clappingforjoy Thu 03-Dec-20 19:15:48

Well my son will get something but God it's hard losing a a benefit that's so vital to get by

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Soontobe60 Thu 03-Dec-20 19:16:24

OP, you haven’t earned that money, it’s a gift. I don’t understand why you think you should be getting state benefits when you’ve got above the savings threshold.
You’ve had UC to top up your earnings, which is precisely what it’s for. Now you will have to use the money off your parent to do the same. That’s fair in my opinion.

Clappingforjoy Thu 03-Dec-20 19:16:32

Probably about 10.000 over

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FAQs Thu 03-Dec-20 19:17:19

Can you use some of it towards a course or business start up? Sorry for your loss.

Clappingforjoy Thu 03-Dec-20 19:17:34

I understand what your saying soontobe but I just cant help feeling this way

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Diverseduvet Thu 03-Dec-20 19:18:03

Spend some of the money on your house, new carpets, beds, decorating, then claim when you hit under 16k.

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