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To feel rather bored with mortgage payment every mth

(164 Posts)
blagaaw99 Thu 24-Sep-20 19:31:22

Just that really, it's such a lot of money per month. When you think what else that money could be spent on. Can't wait til it's paid off. Anyone else feel like this?

OP’s posts: |
Notthetoothfairy Thu 24-Sep-20 19:32:57

Bored or annoyed? I used to feel like that too, especially when we were just starting out and paying nearly one of our salaries in interest alone!

DappledThings Thu 24-Sep-20 19:33:10

Er, ok.

blagaaw99 Thu 24-Sep-20 19:34:04

Frustrated I suppose and slightly bored with life as trying to be careful (not always succeeding!)

OP’s posts: |
CremeEggThief Thu 24-Sep-20 19:34:48

YABU. Spare a thought for those of us who have to spend as much or more on rent, and most likely will never own our own properties.hmm

pylongazer Thu 24-Sep-20 19:35:05

Literally don't even think about it. It's just life.

Shaniac Thu 24-Sep-20 19:35:33

No mortgage here but bored shitless of the relentless cycle of paying bills then having no money left on 2 wages after to do anything other than scrimp all month and still end up in debt at the end of each month.

blagaaw99 Thu 24-Sep-20 19:36:10

CrimeEggThief, feel great sympathy for you flowers

OP’s posts: |
Dyrne Thu 24-Sep-20 19:36:35

I’m the opposite - I’m glad I’m paying a mortgage payment rather than rent. I know at some point I’ll be free of payments, whereas if I were paying rent it’s just keep on going forever.

I’m always amazed though when people offhandedly mention their mortgage payment is only £600 or whatever and I always end up fantasising about what I’d do with all that extra money per month!!

Racoonworld Thu 24-Sep-20 19:37:18

But it’s not for nothing, it’s paying for a house that you’ll own once it’s paid off. Pretty good use of money really!

FifteenFluffyBunnies Thu 24-Sep-20 19:37:27

YABU I’d love to be paying a mortgage each month. Every payment a step closer to owning a home. Instead I’m stuck paying a ridiculous amount of money on rent.

Dyrne Thu 24-Sep-20 19:38:05

Sorry @CremeEggThief, really insensitive cross-post of mine there. blush

chrislilleyswig Thu 24-Sep-20 19:39:32

No, never been bored paying a mortgage

I'm pleased to be in the position of having my own house in a few years.

KeepingPlain Thu 24-Sep-20 19:39:56

Just stop thinking about it.

If you don't want monthly payments on a house though, become homeless? That's the only way it will happen. It's mortgage or rent. Bit of a strange thing to complain about.

LST Thu 24-Sep-20 19:39:58

After renting for 12 years I love seeing my mortgage go out now every month. My house will be mine at the end of it. Count yourself lucky

Gobbycop Thu 24-Sep-20 19:40:07

Yeah I guess when you borrow over a hundred grand the monthly payments are going to suck a bit.

BojoKilledMyMojo Thu 24-Sep-20 19:40:11

Its swings and roundabouts really. We paid our mortgages off young (early 30s) but then put what we paid monthly on mortgages into pensions anyway!

BashfulClam Thu 24-Sep-20 19:40:47

If you weren’t paying that it would be rent. Agree though that can’t wait till mine is paid off.

celerystix Thu 24-Sep-20 19:41:51

How much is it OP?

Our rent is £3,000 a month. Be lucky you have an asset.

Havaiana Thu 24-Sep-20 19:42:26

I think looking at how much the tax(wo)man takes is worse.

I don’t mind rent/mortgage as much as I’m getting to live in my small but cosy home because of it.

blagaaw99 Thu 24-Sep-20 19:43:02

Ok, fair enough, lucky to have a mortgage.

OP’s posts: |
dairymilklover Thu 24-Sep-20 19:43:13

I find council tax more annoying.

WineGummyBear Thu 24-Sep-20 19:43:19

Agreed. Our mortgage payments feel huge but I know we are lucky to be paying for our own house.

blagaaw99 Thu 24-Sep-20 19:44:08

Rent 3k/month...wowsers celerystix, no you win 😳

OP’s posts: |
Lemonylemony Thu 24-Sep-20 19:44:47

Yeah, the security of owning your own home is really dull.

What a weird, and quite insensitive, post.

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