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to think I will be stuck with my house forever

(7 Posts)
OhNoWhatDoIDoNow Tue 26-May-20 18:45:49

DP and I are both trying to sell our houses so that we can buy one together. I bought this place 15 years ago when I was 20 and very naive. It was built in 1995 and is on a very large estate. Buyer's surveyor has picked up that the DPC was not done correctly and is three courses higher than it should be along one wall. For some reason this was not picked up by my surveyor when I purchased it. It's never caused me a problem but understand that it might cause issues one day. Not only this but there's no record of the building regs or NHBC (which would have expired when I bought the house anyway). The house is basically unsaleable isn't it?

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GalOopNorth Tue 26-May-20 18:49:20

Oooh it probably isn’t as bad as all that.

I think for a lot of things you can get indemnity insurance for not much money that means the buyer doesn’t need to worry about it as they are covered if anything goes wrong in future.

Not hugely experienced though, I expect someone who knows what’s what will be along in a bit!

OhNoWhatDoIDoNow Tue 26-May-20 19:39:28

Thanks, really hope I'm just being over dramatic! I just feel totally sick at the moment

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Caelano Tue 26-May-20 21:42:46

What @GalOopNorth says. You can purchase an indemnity which should be quite a reasonable price. I bought a property once which had a similar issue.. it was an old cottage which had been extended later and there was no record of the building regs. It really isn’t the end of the world!

OhNoWhatDoIDoNow Wed 27-May-20 06:46:49

Thanks, that is reassuring. I'm not sure about the DPC issue though, it's probably not something that can be fixed. The combination of issues is really worrying me, I feel like a significant price drop is probably best case scenario now sad

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Summerhillsquare Wed 27-May-20 07:07:11

Don't panic. An injectable damp proof course would 'fix'. I think damp treatments are a bit suspect anyway, you're going to get damp esp in older property sooner or later. Just make sure the ground level is lower than your internal floor, dig a channel and fill with gravel if you have to. A newish house will be fine.

OhNoWhatDoIDoNow Fri 29-May-20 13:15:31

And before I've had a chance to look at rectifying this stuff, my nervy first time buyers have pulled out sad

Does anyone have any advice or experience as to how I can get things sorted before looking for new buyers? Is there even any point? Feeling so down about it all.

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