My feed
Premium

Please
or
to access all these features

AIBU?

To think self-employed mums are being screwed over in this support package?

61 replies

AiryFairyMum · 13/05/2020 16:12

I dutifully did my claim for Self-Employment Income Support Scheme this morning.

I am self-employed but can't work at the moment because my industry is closed. I have always paid my tax on time, and should have been eligible for 80% of my usual profits (not takings, but that's another story). But because I took maternity leave four years ago and didn't earn as much in that one year, my average is lower, and I'm losing out on a big chunk of what I should be able to apply for.

AIBU to think that maternity leave should be exempt from the calculation for support?

OP posts:
Report

Am I being unreasonable?

82 votes. Final results.

POLL
You are being unreasonable
45%
You are NOT being unreasonable
55%
AiryFairyMum · 13/05/2020 16:15
OP posts:
Report
jgjgjgjgjg · 13/05/2020 16:16

I don't disagree but this is a very broad brush scheme designed very quickly. There are all kinds of anomalies built in. But unfortunately ironing them out would take so much time and money that no one would get paid for months if not years.

Report
ScarfLadysBag · 13/05/2020 16:17

It should be, but it won't ever be because it adds another layer of logistical faffing. The reasoning behind the three-year average is to account for people who have had a year on mat leave, a poor year with ill health, a slow year business wise, a year with a lot of expenses. If you're one of those people then you do lose out, so it's just not women who have taken maternity leave but anyone who has a 'low year' for whatever reason in the three years. As far as the government is concerned, those people are adequately catered for. I think it's nigh on impossible they will make any changes to it, especially when some people, such as the newly self-employed, are getting nothing.

Report
MamaSapphire · 13/05/2020 16:19

I friend of mine is also self-employed and so is her husband. They aren't receiving any support from the government. It's stupid

Report
SerendipitySunshine · 13/05/2020 16:19

It is completely unfair and MPs are raising it as it breaches equality rules. Employed mums aren't penalised in the same way for having taken maternity leave.

Report
SerendipitySunshine · 13/05/2020 16:21

As if you aren't already penalised by only getting Maternity Allowance and nor SMP!

Report
SerendipitySunshine · 13/05/2020 16:22

*not

Report
Hingeandbracket · 13/05/2020 16:23

It's the sort of indirect discrimination that has often ended up in court in the past.

Only women will have had a "low year" due to Mat leave.

I also know more than one single mother who will get nothing due to the ridiculous £50K = 0 cap and they are only just over the cap and by no means wealthy - one is claiming UC and trying to feed her teenage DDs. Sunak and his mates have no proper understanding of ordinary lives.

Report
Monstamio · 13/05/2020 16:26

I'm in the same boat. One of my years is really low due to mat leave and it's going to massively impact my average. Totally unfair. Apparently the chancellor said there's no way for HMRC to tell why a person's profits might be lower im any given year, but seeing as they are the ones who pay maternity allowance, it shouldn't be rocket science.

Report
Oliversmumsarmy · 13/05/2020 16:36

There is always going to be anomalies.

Ds and myself are self employed but because we only started this tax year we will get nothing.

Dd is getting an average of her last “3” years. First year was very very low as she didn’t start till nearer the December time so had only a very small income that year

Report
SerendipitySunshine · 13/05/2020 16:36

They are apparently debating it in parliament, so please ask your MP to lobby for mums. Also that petition is getting towards 10k.

Report
EmbarrassedUser · 13/05/2020 16:38

It’s rubbish but what if you had been off for a year sick? It’s not just women that it will affect.

Report
Bflatmajorsharp · 13/05/2020 16:39

Adoption leave also needs to be taken into account in petitions etc.

It's is overwhelming a female that takes this too.

Report
AiryFairyMum · 13/05/2020 16:45

Yes, definitely adoption leave should be taken into account too. It's like you've already taken the hit of being paid less during the leave itself, now you're paid less as a double whammy.

OP posts:
Report
Iwantarefund · 13/05/2020 19:19

I'm torn over this as yes it's not fair. However neither I or my self employed dc's are getting anything.

In my case it's because illness through disability has reduced my profits, but not of course my overheads. I chose to have children, I didn't choose to become disabled.
I work out of a storage center as a business customer, but I can't get premises help because they not being counted as premises for relief.
I was already hand to mouth but I was paying my own way and avoiding the benefit system.
No help means my business is likely to collapse, but I'm still going to be expected to help pay for all the bailouts and furlough debt being incurred by everyone else, so it would be turkey's voting for bigger Christmas for me, but you do have my sympathy.

Report
arethereanyleftatall · 13/05/2020 19:22

Yup, I get nothing either. My business only took off 2019 and 2020 and they only include assessements 16-19. And you don't have to fill those in if profit isn't under £1000. Which it was. So I get nothing.
Unfortunately, neither does my se husband (over £50k).
Neither of us can work.
No universal credit either as savings.
It is fine for us as we do have savings, so we're lucky, but it's just all so inconsistent.

Report
arethereanyleftatall · 13/05/2020 19:23

*is under

Report
SmileyClare · 13/05/2020 19:25

It's not a particularly fair system.
Lots of SE people have been penalised or fallen through the net. Anyone who hasn't been SE for 3 years, anyone who didn't turn over profit in their first year, people who took time off for sickness or cancer treatment in the last three years to name a few other examples.

Report
Xenia · 13/05/2020 19:26

Nothing at all - not one single penny - for those of us sole traders with before tax profits over £50k as well , even though employees even on £1m a year can get £2k a month furlough! Sunak must hate the honest - those who did not form a company and who declared every last penny whilst the liars and cheats get handed money hand over fist. And guess who will paying for the bail outs next year? Not the liars and cheats, that's clear but many of us who got not a penny under any scheme.

Report
SlipperyLizard · 13/05/2020 19:29

My DH has only a partial year of self employment in his first year, which has brought his average down. But unfortunately the government can’t take into account everyone’s legitimate reason why they had a “low” year, as it would take forever and help is needed now.

Report
arethereanyleftatall · 13/05/2020 19:31

I can't fathom the thinking that employed people over £50k get furloughed up to a max, but self employed over £50k get nothing. Why not up to the same max?

What I think should have happened is every single person should have been given an identical living wage. Or if still working, that salary. Nurses, shop assistants etc would get their salary on top.

Report
Livelovebehappy · 13/05/2020 19:38

My dh is self employed but last year had to have six months off as he had an operation but then the wound got infected, so his expected three months break became nearly six months. His job is quite physical. So his takings last year were very down on previous year, but tbh we are just grateful for this grant and it is what it is. If Boris is going to make allowances for mat leave, he’s going to open a hell of a lot of doors from others with their stories of why they got less takings one particular year. Just take the money and be thankful.

Report

Don’t want to miss threads like this?

Weekly

Sign up to our weekly round up and get all the best threads sent straight to your inbox!

Log in to update your newsletter preferences.

You've subscribed!

BeetrootRocks · 13/05/2020 19:41

That's a good example of structural discrimination.

It sounds fair but disproportionately penalises women.

Report
arethereanyleftatall · 13/05/2020 19:42

That's exactly it @Livelovebehappy
Op. There's hundreds of reasons self employed people are getting less than they should. Yes, maternity leave is one of them. So is illness for a year. So is start up costs. So is taking some time off one year to care for an ill relative. So is those who don't have 4 years assessments. Etc etc if you're getting something, just be grateful

Report
AllsortsofAwkward · 13/05/2020 19:46

I'm self employed I earned less in 2018/2019 year than i did in 2019/2020. Quite afew are in this position.

Report
Please create an account

To comment on this thread you need to create a Mumsnet account.