to want to throttle dp for missing two council tax payments????

[brandedred]

just got a bloody red reminder through. the second one in 10 months!

and he's £270 over his overdraft limit, getting an angry phonecall from the bank yesterday. how the fuck is it possible for him to get into this situation a) without knowing b) when we're so frugle with money, or so i thought. tempted to ask him to transfer both his wages and the bill payments into my account this month as he's clearly incapable of handling money. and yes he's the sole bloody breadwinner. and no, i don't sit on my arse all day. i don't bloody stop! and for what????

soooooo angry!!!!

[lornaloo]

I know exactly how you feel, dp is the same. Things like this keep me awake at night untill I know Ive paid all the bills. He can quite easily forget all about them. I now deal with all our bills as its less stressful than constantly nagging at him to get organized.

[McEdam]

YANBU. Dh has been very, very bad about getting us into financial trouble despite having the bleeding money to pay the bills in the past. And it's affected our credit rating. Crack down NOW before he turns this into a habit. You may be frugal but he clearly isn't.

Btw, start opening his bank statements, any bills addressed to him, anything from your mortgage company - then you will know what is going on. If he is too darn lazy to keep on top of the finances, then you need to take over before he gets you into real trouble.

[AngharadGoldenhand]

Put the council tax payments on direct debit.

[policywonk]

Sounds as though he's a head-in-the-sand type when it comes to money. Does it make him anxious to deal with bills and so on? Would he prefer for you to handle it all? Obviously this is more work for you, but it sounds as though you would be better at it - and as Edam says, you need to sort it out before it affects your finances even more than it already has.

Also, it sounds like direct debits are the way for you to go - at least then you don't have to worry about whether he's remembered to pay something.

[glitterchick]

Direct debits are great if you have remembered to put money into the bank account to cover them. Honestly, you should take over handnling the finances!