I currently live in a 'nice' area in the north, which by northern standards is relatively expensive (most expensive postcode in our city).
My partner and I earn an okay combined salary, but a huge proportion of this goes on the house, it's still 'within our means' on paper, though. We both work full-time and haven't got a mortgage yet, we rent, but are looking to buy around where we live now in the next 12 months.
Lately, I've been feeling a bit fed up with our work-life balance, and weirdly I've noticed I feel very envious of the people I see at work who don't work/work part-time/ earn less than us but seem to still manage to own a house, buy what they like, drive nice cars and go on holidays.
It's made me wonder if I'm doing it all wrong and I'm questioning my decision to buy in an expensive area, when I could buy in a less desirable area for a fraction of the price and have a lot of money left at the end of the month.
I can't stop fantasising about a life of working part time , eating out constantly and travelling where I want when I want, because the mortgage would be so cheap.
Is there such a thing is a balance, finding a decent house in a 'middle ground' area, and having lots of disposable income left? Or is it a fantasy and would I just hate not living where I do now? All of my family (and most friends) live in the same postcode as we do now, and I am questioning my motives for wanting to stay around here - keeping up appearances/ what will the family think!! I wonder if this is common for those my my age group (mid to late 20's) because of the ridiculous cost of housing!
Please share your opinions and experiences...
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Move to a cheap area... Is this life's secret?
141 replies
Pestopastamad · 28/01/2020 20:19
OP posts:
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