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To ask when it is appropriate to pay for things booked by someone else on their credit card

(135 Posts)
Bearbehind Wed 16-Oct-19 21:47:19

This isn’t a TAAT just coincidence but I got me thinking as it’s just happened to me too

I’ve booked and paid for accommodation for 16 people. It’s just over £150 per person so not an insignificant sum

This isn’t an obligatory type thing, people are only going if they want to, I’ve just booked it as I can get a discount (that everyone gets the advantage of)

I’ve told everyone it’s booked, the price per person and my bank details.

Every has paid except 1 person who asked when my credit card bill was due and said she’d pay the day before.

Now in theory I’m not out of pocket until then but it literally wouldn’t occur to me to say that if someone else had gone to the trouble of booking something for everyone

So

Is it reasonable to think you just pay when the cost is incurred (YANBU)

Or

Is it ok to just pay when the person who has put the money on their credit card needs to pay it (YABU)

Cherrysoup Wed 16-Oct-19 21:49:41

She should pay when you put it on your card. She’s a cf. Why should you have to wait?

dementedpixie Wed 16-Oct-19 21:50:32

Tell her if she doesnt pay now then you'll offer the space to someone else

ComtesseDeSpair Wed 16-Oct-19 21:51:22

I’d always pay up immediately as they told me they’d booked / paid for something - but I’m pretty well off and don’t have to account for my outgoings. Could the person who didn’t want to pay until later need the extra time to get the money together and wasn’t expecting to have to do so so quickly? If it were me, I’d think as long as they paid before I was officially out of pocket, it’s okay.

CatCave Wed 16-Oct-19 21:51:33

I would pay this as soon as it was booked or would at the very least check with you first, for example if it was closer to payday or something. I wouldnt just assume it was ok to pay later.

Bearbehind Wed 16-Oct-19 21:51:58

That’s what I’ve always thought / done cherry

It’s literally never occurred to me not to

But then thinking about it, I’m not actually out of pocket yet but would be if they didn’t pay when they say

CAG12 Wed 16-Oct-19 21:53:10

It sounds like she cant afford it right now. Thats what id put it down to without any explanation.

Did she say why?

Shangrilalala Wed 16-Oct-19 21:53:37

I’ve had similar when booking event tickets for people. They have to be paid for ages before the tickets are received. Some people think it’s fine for me to wait for their payment until they receive their tickets. So rude and drives me mad, I need to be more assertive...

bridgetreilly Wed 16-Oct-19 21:53:53

I would normally pay immediately but if it was a particularly tight month and I knew you'd paid on your credit card, I might ask if it would be a problem for me to wait until after my pay day.

Belindabelle Wed 16-Oct-19 21:54:52

I think yanbu but when I book things with my credit card I always say to my friends there is no hurry to pay. When a friend pays for me I always transfer the money within a few days even if they tell me it’s ok to pay later. Most of my friends would pay me well before the credit card was due.

Shangrilalala Wed 16-Oct-19 21:54:56

Agree that she sounds like she can’t afford it. But then, she shouldn’t have agreed to it, without having available funds.

Bearbehind Wed 16-Oct-19 21:54:58

It’s definitely not an affordability issue

Temeraire Wed 16-Oct-19 21:55:03

From the fact that she’s asked I assume it would benefit her for budgeting purposes, and it won’t disadvantage you in any way so why not?

MyHairNeedsASnip Wed 16-Oct-19 21:55:46

Paying the day before is rude. That leaves you waiting til the last minute to make a transfer.

LoyaltyBonus Wed 16-Oct-19 21:55:52

I'd paid as soon as I knew it was paid for but I suppose if she's having difficultly getting hold of it as as she has checked when you actually need to pay she's being fairly reasonable.

LL83 Wed 16-Oct-19 21:56:29

Yanbu. You may not wait until the last day to pay your bill. Also had she asked " would it be ok if I waited until bill due as I will have been paid?" I would have no problem. Telling you what she is doing is rude and ungrateful. If she is known for being clumsy in how she words things i would let it go if not I would tell i need the cash now.

SpotlessMind Wed 16-Oct-19 21:57:10

I would pay straight away. It’s not up to others to decide that you should extend your credit to them.

VerbenaGirl Wed 16-Oct-19 21:57:55

I’d pay as soon as booking was confirmed, as I always feel grateful when someone takes the lead with group bookings.

BeesKnees4 Wed 16-Oct-19 21:58:26

Here we go again!!
Are you in a lunch club?

quincejamplease Wed 16-Oct-19 21:59:03

I would pay immediately. If you're making a one off purchase for a group for all I know it could mean you need to make an early payment against the card so you have enough credit left for your regular monthly spending. Whether that's actually the case or not is none of my business.

Unless you offered me credit terms, I wouldn't try to take them!

Lucked Wed 16-Oct-19 21:59:14

If I don’t do it with a day hen I am liable to forget.

By the time she puts a reminder in her phone she could have paid.

I would have been tempted to say my credit card bill was due in 48hrs.

Suze1621 Wed 16-Oct-19 21:59:24

This is just rude - people should pay up when booking is made unless something different is agreed in advance. In the circumstances I would state credit card bill is due at least a week before it actually is to try and reduce potential issues re late payment and interest being incurred.

AliceLittle Wed 16-Oct-19 21:59:26

Tell her your due to pay your credit card tomorrow.

Inebriati Wed 16-Oct-19 21:59:49

Tell her the bill is due tomorrow.

GabriellaMontez Wed 16-Oct-19 22:07:42

Immediately. You may want to pay off early for any number of reasons.

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