To be annoyed by this go fund me?

[SilentAlarm]

So I’m in a group on facebook, for fans of a certain band.

Someone has just posted saying that they felt really sad to see another group member having to sell their rare records and memorabilia in order to pay for surgery for their dog. And so a go fund me has been set up to avoid them having to sell these items. Target to raise is £3k.

Am I getting grumpy in my old age? AIBU to think this person 100% should sell the items to make the money and they should have had pet insurance in the first place?

I know nobody is forcing me (or anyone else!) to donate but you seem to see this kind of thing time and time again, people having pets but not bothering with insurance, and then relying on others generosity when something goes wrong.

[Countrylifeornot]

I've never, ever donated to a go fund me. Without exception every one I've seen is cheeky, the whole concept baffles me in all honesty.

[GinNotGym19]

Yanbu I get annoyed by the constant go fund me and charity requests!

[Haworthia]

Most Gofundme’s annoy me to be honest.

But as the saying goes, a fool and his money are soon parted...

[KarmaStar]

Don't judge.You don't know all the facts.

[Picklypickles]

Yes that is annoying. As much as I (and my daughter!) would dearly love to have a pet I wont get one because I couldn't afford insurance and I certainly couldn't afford vets bills if pet got sick/hurt. So many people I know seem to view animals as possessions to have and show off rather than actual living creatures with needs and feelings that they are responsible for.

[Viebienremplie]

The fact they have vets bills doesn't necessarily mean the pet isn't insured, most insurances are really crap

[SilentAlarm]

No, I don’t know all the facts and yes, they may have insurance that doesn’t cover this or whatever reason.

BUT I still find it extremely cheeky that this person has stated they have items to sell that would cover (or at least partly cover) the bill, but to avoid doing that they are going to ask others to foot the bill instead. Maybe it’s just me but I wouldn’t have the cheek to do that.

[Boom25]

I'm annoyed by 95% of gofundmes .....

[Stressedout10]

Yabu not everyone can get pet insurance. I can't (rescue dog) though I do have a bank account just for ddog which I put the money I would of spent on insurance in each month and hopefully I'll have enough in it if the worst happens.
If you don't want to donate then don't

[TheDarkPassenger]

Rescue here too so no insurance. I can pay the vets bills but at this rate we’re starting to say only the well off should have pets!

[MyNameIsAlexDrake]

It wasn't the person posting though. They seem prepared to sell their stock to pay for their dogs treatment. It is a well meaning friend who has set up the go fund page, isn't it?

If you think, meh, let him pay for his own dog then you just scroll on by, surely?

[GreatestShowUnicorn]

@Stressedout10 @TheDarkPassenger
I've got a rescue dog and he's insured? Should I not have been able too? Are they likely to refuse to pay out?

[FeeFee832]

I'm a sucker for a sick dog 😔

[EatsFartsAndLeaves]

Why can't you insure rescue animals?

[DontCallMeShitley]

I look after the pet of a neighbour, several vet visits later the insurance ran out. Any tests or treatment are no longer covered as there was a limit. It could run into thousands with tests and surgery. Some people are prepared to PTS if the insurance doesn't cover it, some people are willing to give up other things to help the pet if helping the pet is viable.

I don't donate to Go Fund Me though. I do support animal rescues and sanctuaries.

[DontCallMeShitley]

@EatsFartsAndLeaves - you can insure rescue animals, most rescues rehome with 4 weeks insurance and you continue it or find another cover.

Otherwise you just find insurance which might cost more or have exclusions for previous conditions.

[RockinHippy]

My DH is a vinyl collector & they are very, very passionate about their records & memorabilia, it takes years to get their hands on some pieces & they'll never get their hands on them again as they are so rare. I can totally understand why other collectors wouldn't want to see someone needing to sell their precious collection to fund vet bills.

Also not everyone has insurance because it's a waste of money. We don't fir our cats because they never pay out when you need them too & it costs a lot less to have money put by to cover any vet bills. I've known of friends whose pet insurance have cancelled on them when their dogs got older. That's after having the same insurer all it's life,


I can see why in the surface it looks cheeky, but other collectors will understand, you don't have to. Just pass it by🤷‍♀️

[BogglesGoggles]

YANBU. People should take more financial responsibility. The only go fund mes I donate to are ones set up to raise money for hospitals/research/well run charities etc.

[BogglesGoggles]

@RockinHippy surely it’s not right to be materialistic?

[Longlongsummer]

It’s sad but people will put animals before the homeless, the vulnerable, and the broken.

[Ermmmmidunno]

I’m really confused by the rescue dog owners saying “I have a rescue dog so don’t have insurance”

My dog is a rescue. She came with 4 weeks of pet plan insurance and then I carried on paying with pet plan.

She went on to develop cancer and had to have her mammary glands removed. Her treatment also involved a scan under anaesthetic to make sure the cancer hadn’t spread.

I am so glad we had insurance. It would have cost £3k. She’s covered up to £10k a year and if the cancer comes back she’s still covered.

I think some people fall into the trap of getting the cheapest cover but not really checking what is and isn’t covered and the implications of that.

[Longlongsummer]

And yes agree it’s very silly. You have a pet, you pay for your pet. I have dog insurance, costs me loads. If I can’t afford it, I shouldn’t have a dog.

The woman fleeing domestic violence, the environment lobbies, the hospitals, the schools, I’d gladly and do give to them.

[Chocmallows]

YANBU in feeling annoyed. I thought GFM were for people who really needed funds as financially struggling, rather than those who spend lots on hobbies rather than saving for their pet's bills.
Guess it's a question of priorities?

[scoobydoo1971]

Pet insurance is rubbish, and there are so many exemptions to many treatment plans. Annually, it isn't cheap either and no-one sets out thinking their dog will need serious treatment I guess, or else they would not buy/ adopt the creature. My dog cannot get insurance at all since he was diagnosed with a gluten allergy.

There is also a danger of over-treatment if a not so ethical vet wants to charge insurance plans. All this is irrelevant...if my dog was sick, I would sell my soul to the devil to get him better. I know that vets fees can be hideous, and a special collection may not even start to cover the bill. People don't think that cute puppy comes with a lifetime of care...that is a problem....there are no antenatal classes for our 4 legged babies. The collection may not even come close to selling for what is required for urgent vet care. I don't blame people for setting up gofund campaigns for such stuff. I would prefer to sponsor a dog than most people tbh. That is just my preference. Gofundme might seem 'entitled' but some people do not have the funds to address the various crisis in their lives, and rely on such campaigns to get through.

[Ermmmmidunno]

Whoops

YANBU. It’s not very sensible of them although I am making assumptions.

I’ve come across so many people who say insurance is a waste of time or that they can’t afford it but regret not taking it away it at a later date.

I used to work in insurance though 🤷‍♀️