The husband and I have spent the last five years making our house a home, and we've just got it exactly how we want it. We decided the time was also right to start trying for a baby, and are currently in our second two week wait so far. All being well, the plan is for me to give up work and be a stay at home Mum for a good few years before going back to work and possibly thinking about buying a bigger house.
Everything was ticking along nicely, but then... a house came up for sale that I have dreamed of living in since I was a little girl! I told my husband expecting (hoping) that he would tell me not to be silly etc, but he is now more excited about it than I am 
There are many reasons we should not buy this house...
The biggest one is that it would add 80k into the mortgage. It would stretch us to the absolute limit of what we'd be allowed to borrow and would take the stay at home Mum idea completely off the table.
It has no central heating or mains sewage (storage heaters and a log burner; septic tank). I know these things wouldn't be a big deal to many people, but we'd have no money left to get the heating done and the septic tank would worry me (I am a huge worrier).
The house itself is no bigger or nicer than our current one (both smallish three bed houses of around 1000 square feet). Our house has useful things like a garage and a downstairs loo which this one doesn't.
But this one is in a really special location and is very unique for our area. The garden is like a park and there are no neighbours for about 2 miles in either direction (my absolute dream). It kind of feels like a once in a lifetime opportunity. I know there are other rural properties like it, but very few in my "patch". We already live in a very nice village down the road and I know we are very lucky to have what we've got, but it's not the peaceful rural life I dream of. I know this makes me sound like a spoilt brat and is a nice "first world problem" to have. But I just couldn't sleep last night thinking about this house, and now I can't concentrate on my work either 
Someone tell me to stop being silly!
AIBU?
Talk me out of buying this house!
RainbowMe · 21/05/2019 10:41
It has no central heating... we'd have no money left to get the heating done
No central heating in the winter with a potential newborn... You're mad.
You've spent 5 years getting this house perfect, can you imagine spending another 5 or more years doing the same all over again? Also please don't underestimate how useful a downstairs toilet is when you have a young child.
I'd do it. You've got a big dream - lots of them actually, and this one can be realised - this is quite rare in life! It may take you longer to get pregnant than you think so you may be working anyway... House prices aren't going to go down. Do it and do it soon. If you get pregnant tomorrow there's still 9 months before a baby appears all being well so you've a little time to throw into renovation - as long as you crack on and don't try to go to Grand Designs on it.
Having said that, just renovating a dream home seems to get the Grand Design participants pregnant - you always see them in their maternity dungarees in the caravan whilst waiting for the hemp roofing to be delivered from Budapest 
.
I think we need to see the house before we really can comment 
Wow thank you for all the responses - some what I wanted to hear and others not so much
To answer some questions:
Cosmetically the house is in very good order and seems to have been well looked after. I think the heating is the only major expense.
We've got £30k in savings but I know a chunk of that would go on moving costs. If we couldn't get the max mortgage then we'd also need some to top up the deposit, and I'd be a bit nervous of having £0 savings.
Current truly disposable income (after absolutely every little has been paid for, from the TV license to a yearly holiday) is £400 per month and we feel that we live really comfortably. It would be the same if I was a stay at home Mum as I don't earn much and my whole salary goes to savings. If our bills (esp mortgage) went up by 2-300 then we wouldn't be left with much at all.
Haven't viewed the house yet but sent the estate agent an email expressing interest and asking a couple of questions.
In terms of TTC, we didn't even want to leave it this long to be honest. I am 30 and my parents took ten years to conceive me. It was never clear what the problem was so it does worry me that we may have problems too.
Alyssas you are so right about Grand Designs and them always being pregnant lol!!
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