DW and I are struggling a bit financially.
Over the last few months, we just seem to be treading water - no additional money saved, credit card/overdraft debt not reducing.
I've worked out that after all our normal bills, mortgage, credit cards, regular kids activities, savings etc we should have about £1400 per month to live on (for food, clothes, presents, eating out etc).
DW thinks this is unreasonable, and that I should ask my parents for help (they are fairly well off, but by no means wealthy).
My argument is that asking my parents is not really a sustainable solution in the long-term - I think we need to fix our spending habits.
She's now not speaking to me , because she thinks my pride is the problem.
There is a smidgen of truth to this - DW and my parents have a frosty relationship, meaning we barely see them (perhaps once per fortnight, for a meal - mainly DW's choice).
I feel uncomfortable asking them for financial help when they don't really get many normal grandparent benefits (proper time with GCs, they never get to holiday with us, GCs have never stayed at their house etc).
Our relationship is largely financial as it is (they help with school trips, uniform, have lent us money in the past), and I dislike this very much (I don't think my parents love it either, but have always been happy to help).
Should I just swallow my pride here?
Or should we try and sort things ourselves?
Is this even possible for £350 per month?
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Is £350 per week enough to live on (family of 5)?
331 replies
DiscontinuedModelHusband · 14/05/2019 10:18
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