We have 3DCs. Still on mat leave with the youngest, other DC's are primary school age.
If I go back to work full time our joint household income will be about 60k after tax. In an ideal world, we'd like one more DC fairly soon. I've been trying to figure out childcare. DH is out of the house 7 - 5 and I'm out 8.30 - 6.30 (often later).
I figure a nanny sounds like a good way to juggle school runs, after school activities and infant childcare. I assume one will come to around 20k a year? When I do the maths we're still in the green, the other biggest cost for us is about 14k annually on the mortgage. (We're in the Midlands, not London).
Yet I feel like we don't earn enough to be able to afford a nanny! Are there hidden costs? I think it'll work out more cost effective than 2 DC's at nursery and then paying extra for wrap around care for the older two. And we'll get an easier life.
Is anyone already doing this? Should household income be higher than this before committing to a full-time nanny?
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AIBU?
To think we can afford a nanny?
55 replies
Howdyhihi · 19/03/2019 14:13
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TFBundy ·
19/03/2019 14:22
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TFBundy ·
19/03/2019 14:48
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