Sorry this probably isn't the right place to ask. I'm in the process of purchasing my first home at the grand old age of 34. Excited but absolutely terrified.
It's a mid terrace (all I can afford for a start home unfortunately) and was built in 1995. My mortgage broker advised me that the lender is currently offering a free "valuation survey" which is usually a cost of £350. I told him great but after it's done I'll get an independent one done too, I want things like wiring and damp and subsidence etc checked and don't believe a VS does all that. He was surprised and said VS will do all that and whilst I should get one done if it reassures me I'll just be wasting a few hundred quid. The mortgage broker is very helpful, capable and competent - he's been a life safer to many people I know but I was surprised at this as nearly everyone else has told me to get an independent RICS homebuyers report.
Thoughts for a clueless first time buyer please?!
Please or to access all these features
Please
or
to access all these features
AIBU?
To think I need a Homebuyers Report...
36 replies
OhLookMarch · 17/03/2019 22:13
OP posts:
Don’t want to miss threads like this?
Weekly
Sign up to our weekly round up and get all the best threads sent straight to your inbox!
Log in to update your newsletter preferences.
You've subscribed!
Please create an account
To comment on this thread you need to create a Mumsnet account.