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AIBU?

To think this is another CF

25 replies

Lizzie48 · 02/02/2018 16:25

I came back with my DDs after an after school activity to where my car was parked, and found that the wing mirror had been hit (despite the fact that the wing mirrors fold when the car is locked) and there was a scratch along the side of the car. I was parked completely legally by the side of our 'village green' (we're in a city suburb really), not outside anyone's house, right by the kerb. No issues at all.

This man approach us and told me that he'd knocked my wing mirror, he'd written a note. I wasn't too pleased, understandably. He got narked, saying he didn't have to tell me. Hmm

Now the insurance is being dealt with, he's apparently counter claiming, claiming whiplash. I don't think you can get that by knocking a wing mirror??

So what should have been a simple case of getting the car fixed has now become more complicated. We're also having to wait 3 more weeks to get the wing mirror fixed. The car is usable, as the mirror has been temporarily fixed by tape, but AIBU to feel completely fed up with how cheeky some people can be???

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Pigeonpost · 02/02/2018 16:27

Eh? He wants to claim whiplash for driving into a legally parked car? CF indeed...

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MavisPike · 02/02/2018 16:28

nothing surprises me anymore

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MaggieFS · 02/02/2018 16:31

How can he claim whiplash if your car wasn't moving? Surely it's all on his insurance, whiplash or not.
Sounds like a scam.

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Lucymek · 02/02/2018 16:32

Won't the whiplash come
From his own insurance how stupid

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WineIsTheAnswer · 02/02/2018 16:33

Doesn't surprise me. Recently got hit while parked, but I was in the car. The insurance company offered many times to send me for a medical and asked "are you sure you do have an bruise or pain"... it was a 2mph crash, I think I'm ok. They rang back time and again to make sure I hadn't suddenly developed a twinge. I can imagine people are tempted to claim for non existent issues. They even spent time telling me how much I could get for a bruise or whiplash.

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Lizzie48 · 02/02/2018 16:34

I know. There was no shame in his attitude at all, or apology. It wouldn't surprise me if it was a scam.

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WineIsTheAnswer · 02/02/2018 16:35

And I was dealing direct with his insurance company, so they were effectively trying to up their own bill.

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Trinity66 · 02/02/2018 16:36

I don't understand how he can claim anything from you if he hit your car? or is he claiming off his own insurance and if so did he do it on purpose to get some cash back? odd

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UnicornRainbows · 02/02/2018 16:38

He's trying to claim on your insurance for whiplash when he drove into your parked, not even manned, car? That's hilarious!!! I think he'd have more luck claiming for brain damage Hmm

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Lizzie48 · 02/02/2018 16:48

It was my insurance company that told me, so he's claiming it off my insurance. He's claiming he told me he thought he had whiplash when he spoke to me. Fgs, there are always cars parked along there. Hmm

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KarmaStar · 02/02/2018 16:54

Hi OP
The idiot will be vehicle one(thats the vehicle at fault in a rtc)so his ridiculous claim will be against himself.
No you are not bu,but you have to laugh at his stupidity.
He drives into a stationary unattended and lawfully parked car,causes damage to it and wants to claim?😅 oh dear me you couldn't make this up.
I'm sorry for your inconvenience though,something you don't need.Flowers

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TheMogget · 02/02/2018 16:55

He categorically can not claim whiplash against you when your car was parked an unattended. Your insurers should be telling him to take a running jump, they will not pay him anything.

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Lizzie48 · 02/02/2018 17:00

I know, it is almost funny. That's why I'm posting this as another CF thread. I had to drive back home with 2 DDs, though, with a damaged left wing mirror (not far, thankfully).

He really wasn't nice about it, either, saying that he didn't have to tell me, as if he deserved a medal for doing so.

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Hygge · 02/02/2018 17:02

I don't understand how he's claiming whiplash when your car was parked and you weren't even in it at the time.

Is he claiming that you were driving and hit him?

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Clem7 · 02/02/2018 17:02

Has he been honest about your car being parked and unoccupied at the time of the accident?

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Lizzie48 · 02/02/2018 17:04

He couldn't really, the damage to my wing mirror and the side of the car don't fit with that at all. I'm confused actually. I wasn't there, the car was parked perfectly legally. No witnesses, though. Sad

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Clem7 · 02/02/2018 17:04

I’d make sure you keep the note and a photo of the damag (presumably, if the wing mirror was folded, that will affect which area of it is damaged) just in case he’s going to try lying and say you were driving at the time.

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Lizzie48 · 02/02/2018 17:08

My DH took pictures so we have those as evidence. We need to find the note, as I never expected him to try to pull a fast one.

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Hygge · 02/02/2018 17:30

You need to get your insurance company to clarify exactly what he has said in regards to the entire accident.

You're saying he couldn't try to blame you but that doesn't mean he hasn't tried to blame you.

You need to know exactly what he has said to them.

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Onesmallstepforaman · 02/02/2018 17:35

Advise him that perjury can carry a hefty fine and or a prison sentence. It might also prevent him getting motor insurance in the future.

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goose1964 · 02/02/2018 17:41

He would be unlikely to get a claim for whiplash anyway, the insurance companies don't pay out for it anymore as too many people were claiming fraudulently, like he is trying to do

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Lizzie48 · 02/02/2018 17:46

That's good to know. I'm just angry more than anything else at fraudulent claims, as we lost my FIL in a car accident. I also worked in personal injury in the past and there are people who have genuinely life changing injuries. Angry

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italiancortado · 02/02/2018 17:54

He would be unlikely to get a claim for whiplash anyway, the insurance companies don't pay out for it anymore as too many people were claiming fraudulently

What utter shite.

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laura65988 · 08/02/2018 12:36

If u can't use ure car why isn't his insurance company giving u a courtesy car as u are entitled as u are not at fault but fone insurance and make sure he hasn't said a different story for u to be at fault bxd

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Lizzie48 · 17/02/2018 12:02

Thankfully I can drive the car as my DH was able to use tape to do a temporary repair. It's going into the garage next week and I will have a courtesy car then.

I haven't heard anything further about the CF's attempt to claim whiplash.

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