So I'm on mat leave and this is the last pay day where I will recieve smp, in December it'll be a full wage again thankfully.
DS2 was completely unplanned and followed a house move so savings were thin on the ground but we tried to do as best we could.
I've used my savings however I've also ended up borrowing £1500 to date from my son's savings. My smp was almost £1100 less than my wage, and it just wasn't possible to survive otherwise.
DS1 (7) had over £6000 in savings that he has no access to until he is at least 18. I borrowed money from here. The money will all be replaced by this time next year, and definitely before he's 18.
I've felt awful for using the money but we genuinely couldn't have survived otherwise, unless I returned to work early. My DM is a trustee for this savings account also and looked at her online statement, noticing the missing money. She had a go at me, calling me selfish and a thief essentially.
Was I really being unreasonable to borrow the money when it was really necessary? It's not something I've done before and I'm not proud, but it will be replaced and DS1 will never be any the wiser nor miss out as a result.
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Borrowing money from son's savings
112 replies
sailorcherries · 23/11/2017 07:16
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