Keep hearing stories of people getting PPI windfalls and fancy some of that action!!
Is it possible to check if you’ve ever had PPI even if you can’t remember details of loans/credit cards you’ve had - and without going through a third party who will charge you/take a percentage? I remember a specific card I had (no idea if I had PPI) but other than that I’m sure I’ve had loans etc in the past I’ve forgotten about. Any advice? Thanks!
Thank you. That’ll work for the credit card I remember (think it was Capital One) but can I find out if I’ve had PPI for a loan/cards I might have forgotten ever having?? You know how those companies advertise saying “we’ll check if you ever had PPI” - how do they do that?
For capital one you can do it online through their website, you don't need the card number just your details and the address where you had the card and they email back in a few days to let you know if you had PPI or not. Very very easy!
I got some money back from Barclays as I'd paid for a bank account with features that were of no use to me and I'd felt pressurised to sign up for it. Did it directly with them, not difficult and I got a decent amount of money back.
I did it myself in the summer and got back about 3000 pounds from loans that I took out in the 90s. My mum who had guaranteed one of the loans also got about 200 pounds.
It took some time and a few conversations on the phone, but all the banks I approached had PPI departments. For some of the loans I didn't have any info at all (i have thrown all the documentation away) and only rough dates even years - these are the ones that I got awarded compensation and PPI funds back. The process took about 2 months.