I’ve been offered a fantastic new job in the financial services industry, quite high up. Its amazing and it’ll change my life.
I’m concerned as about 8yrs ago my house was repossessed. It wasn’t actually my ‘fault’ as such. It was a joint mortgage and my DP lost his job and then left and declared himself bankrupt.
I was extremely upset and was under pressure from my family to declare bankruptcy. I didn’t and have completely settled the mortgage part (the shortfall after the house was sold at auction).
Following that, I’ve set up agreements with all other creditors privately (not an IVA or similar) and kept up all the payments. I’m determined to pay back everything borrowed.
I already work in financial services but now I’m worried as, although I’ve been offered the new job, they are carrying out a ‘credit check’. I don’t know exactly what they’re checking...does anyone here know?
Recently I’ve been able to get a credit card with my bank so I can’t see that my rating could be that bad...certainly not as bad as if someone had declared bankruptcy. Can anyone help as I’m really scared...
Please or to access all these features
Please
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to access all these features
AIBU?
To want to know exactly what they’ll see?
24 replies
RosiePosieRosie · 17/10/2017 12:26
OP posts:
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