Last year £250. This year £675. Only ever made one claim for a damaged carpet and that was in 2002.
Apparently, we are "now" in a high-risk area for flooding. Funny then, that we haven't had a flood in the past 23 years. .
Also especially annoyed with comparison site. Their cheapest quote was £240 until I went through to the actual provider who wanted another £821 for the flood cover + £1,000 excess (it was this provider who told me we are in a high-risk area).
I can think of 2 reasons. We have a very small brook (ditch) at the bottom of the garden - some 80m away. I'm sure an estate agent would describe it as a stream, but it really isn't. It's about 3m below the level of our house and has never been more than half full. Can't for the life of me work out why this would be a risk now when it hasn't been in the past.
Reason 2 is our neighbours to the side who live on the main road, and have claimed for "flooding" I think, more than once. The cause of their flood was a blocked drain though and the impact was worse, because their house - an older building - is about 6" below the current ground level.
So should I just suck it up - or AIBU to want to challenge this in some way?
Please or to access all these features
Please
or
to access all these features
AIBU?
To wonder why my buildings and contents insurance has gone up so much?
10 replies
Butteredparsn1ps · 11/10/2017 20:22
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