Was hit by another car today going into a car park - after 2 barriers lanes merge into one, other driver should have given way, didn't and went into my side. Not too much damage, but could be costly respray, dent needs knocked out. Totally his fault. 18 year old driver, only had car a couple of weeks, insurance extortionate etc etc. His mum called me asked me not to go through insurance - I said I'd get a quote for damage, but I'd also tell my insurer . She asked me not to - it'll put his insurance through the roof, he has a high excess.
But - this has happened before (not the same accident obviously )and I've never gone through insurance, and always ended up with a shite repair job..
If I go through my insurance they will pick my car up, give me a courtesy car, get car fixed properly and deliver it back.
How do I know they will cough up? ? I've let my insurance know - but said I don't know if I want to make a claim.
Life would be easier for me to go via insurance, that's what I pay it for. Why do I feel so guilty???
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To feel guilty about this?
187 replies
Ginmakesitallok · 25/05/2017 18:19
OP posts:
SnowBallsAreHere ·
25/05/2017 18:32
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SnowBallsAreHere ·
25/05/2017 18:34
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