Ok I'm not sure if this is in the correct topic, but as I'm on the App it is the most appropriate Topic I could find!
So, I'm currently a Disabled single mother to a 2yr old. I have recently applied for a new house to rent as my current house is just too tiny and is no longer appropriate for me or my daughter. I am trying to find an accommodating job but despite discrimination laws, I still don't seem to be getting anywhere!
Anyway, even though I don't work, my income (of 5 different sources i.e.: Tax Credits, PIP, Housing Benefit, Child Benefit & Child Maintenance attached to ex's Earnings - all of which this guy is happy to include in affordability calculations ) is still just over £27k which is a perfectly acceptable income for the rent on the property I have applied for (via a private Landlord). I did offer him 3 months rent upfront as an added assurance, and also to encourage him to choose us over the many, many other applicants! (Rental properties in my area - Harrogate- are massively over-subscribed because of extortionate house prices!)
However, because I 'don't work' this is the proposal from the Landlord that I have just received via email:
"For the purpose of giving you confidence to give notice to your current landlord, I am happy to confirm, on the basis of the screening so far, that I will rent to you on condition of maintaining 3 months rent up to 6 month. After then maintaining 2 months in advance. All regular payments by standing order.
Ie...
Day 1... £2250 (3mths)
1 mth in... £750
2 mth... £750
3 mth... £750
4 mth... £0
5 mth... £750 unless you have a job earning £460+ per month, then £0
6+ mth... £750 and monthly thereafter, on one month notice from you."
Am I right in thinking this is hugely unfair or at the very least an odd thing to expect/request?
As I am going to be borrowing the 3 months upfront payment from my Mum, I will be repaying her @ £750pm for the first 3 months. And under his proposal, I'll also have to pay him £750pm for those 3 months too....so I'll essentially be paying £1500 in rental charges for 3 months. Which is frankly impossible!
I had to pay 6 months upfront for my current home but that meant that I only had to start paying rent on month 7....
I have asked friends who paid rent in advance in order to secure a home (very common in this area, sadly) and NONE of them were required to pay monthly AS WELL???
Am I being unreasonable? Is this common practice but I've just not come across it? WWYD?
Please no nasty/unhelpful comments. I'm asking if IAMBU in order to gain constructive criticism or reassurance.
Thanks!
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46 replies
RentConfusion · 25/02/2017 13:25
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