Had a car accident today which I wasn't liable for and the other driver has admitted fault without issue. We're both uninjured. I reacted with enough time that damage to my car is minimal. We both drove to a garage afterwards and damage to my car is completely cosmetic (£100-£150 to fix) as is the other car. His wife has asked if I would be happy to settle this outside of insurance as they can afford to pay for the damage up front to my car even if it exceeds the quote. We have exchanged details, and the garage owner knows my family and the other driver so no fear of being bumped by a dodgy mechanic.
AIBU for considering to let them pay for the cosmetic damage and leave it at that? Would it be worthwhile telling my insurance I've had an accident but I don't wish to claim? I don't want something so minor to end up affecting my policy and neither does the other driver. I've never had an accident previous to this so have never dealt with insurance outwith buying it!
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AIBU?
Car Accident - To Not Go Through Insurance
19 replies
albapunk · 18/07/2016 23:10
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