To be upset my friend has asked for money?

[Tobeavsangel]

I woke up to a text of a friend asking to borrow £700.

I dont have that kind of money to just lend out and not worry until next payday. Ive also recently purchased (last week) a new house and paid the deposit. Which she knows about.

I paid her phone bill a year ago and I wasnt paid back for over a month.

Im upset of being put in such an awkward position.

[SharingMichelle]

Just say no

[RandyMagnum]

No, only lend money if you can afford to lose it, or the friendship, or most probably; both.

[blueskyinmarch]

You text back and say sorry but you can’t help her.

[StillStayingClassySanDiego]

There doesn't have to be an awkward situation.

You can't afford to lend her £££'s so tell her and she 'll have to accept it.

[SweetieDrops]

Just tell her you can't afford it, you're skint after the house purchase. She needs to learn to manage her own money better.

[coco1810]

Definitely say no! I wouldn't ask my parents for that amount of cash. Time to find a new friend.

[chewingawasp]

What is this money for? In any effort that is a lot money to lend and I think most people would struggle to do this if a friend requested it.

[HighDataUsage]

Send her a text to say that you don't have that sort of money to lend her any more as you a 're on a tight budget yourself. What did she want the money for any way?

[KinkyAfro]

She should have the brains to realise that you probably don't have the money to lend after buying a house! Don't tell her you can't afford it, just tell her no, you no longer lend money to friends

[myownprivateidaho]

I don't think it's awkward. Just say no. If she doesn't take no for an answer it's awkward.

[nilbyname]

This would be my reply-

I'm assuming that text wayang for someone else! Hope your having a nice weekend, see you soon xxx

[nilbyname]

• Was for
  
  Flaming auto correct!!

[Willow2016]

Just say "no, sorry not got that kind of money to spare"
End of, no discussion.

DId she say what its for? Not that it matters, who asks to borrow £700 by stealth txt so you woke up to it, not even got the guts to ask to your face?

[MiyakoOdori]

No is a complete sentence!

Just say I'm sorry what with the house purchase I don't have any money to spare.

Don't engage with any begging texts either

[BranTriLlygaid]

Your friend sounds quite rude asking for that amount, can only assume she's very desperate to do so. You are under no obligation though, I think 'feeling upset and awkward' is a bit much. It's only awkward if she starts begging. I'd see if I can offer to help her situation in any other way, that is a lot of money to be needing to borrow!

[VeryBitchyRestingFace]

£700??

How much was the phone bill you paid last year? Was it a similar amount? Did she approach you via text last time?

[TheDuchessOfArbroathsHat]

Does she say what she needs that kind of money for?

[myownprivateidaho]

God no don't send a pass agg response, so unnecessary.
Just be brief and honest - sorry no I can't.

[VeryBitchyRestingFace]

Oh yeah, and what does she want the £700 for this time?

[Nairsmellsbad]

Just say no (nicely). The less you explain the less opportunity you give her to argue.

[VeryBitchyRestingFace]

The evil in me would be tempted to text back and say

"you want to borrow 7 quid? Sure, but I'll need it back by the end of x. Bit tight at the moment due to house sale."

[SaveSomeSpendSome]

Never a lender nor a borrower be!!

I never lend money.

I have done years ago but it then came to the point were once someone had paid me back they were asking for a borrow again within 2 weeks so i was never actually getting the money back as it was being borrowed again.

[228agreenend]

£700 ! That's a lot,of money. What does she want it for.

Just say no!

[WhatchaMaCalllit]

I'd reply with
"Hi x, I'm after getting your text message. Since completing the purchase of my new house, I don't have any money spare to loan you." You could finish by saying sorry, but that would be your choice.

[happypoobum]

Definitely never lend money you cannot afford to lose.

Last year I lent a few hundred pounds to a relative who assured me they would be homeless without it. I could just about afford to lose it if they didn't pay me back, but I agreed a repayment scheme with them up front.

They never paid a penny, and I had to put up with photos of them at nice restaurants with their friends "Margarita time!" until I blocked them.

Just text back saying, sorry no spare money here. Hope you get it sorted.