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To be upset my friend has asked for money?

(147 Posts)
Tobeavsangel Sat 28-May-16 11:42:40

I woke up to a text of a friend asking to borrow £700.

I dont have that kind of money to just lend out and not worry until next payday. Ive also recently purchased (last week) a new house and paid the deposit. Which she knows about.

I paid her phone bill a year ago and I wasnt paid back for over a month.

Im upset of being put in such an awkward position.

SharingMichelle Sat 28-May-16 11:43:15

Just say no smile

RandyMagnum Sat 28-May-16 11:44:13

No, only lend money if you can afford to lose it, or the friendship, or most probably; both.

blueskyinmarch Sat 28-May-16 11:44:35

You text back and say sorry but you can’t help her.

StillStayingClassySanDiego Sat 28-May-16 11:44:35

There doesn't have to be an awkward situation.

You can't afford to lend her £££'s so tell her and she 'll have to accept it.

SweetieDrops Sat 28-May-16 11:44:47

Just tell her you can't afford it, you're skint after the house purchase. She needs to learn to manage her own money better.

coco1810 Sat 28-May-16 11:45:15

Definitely say no! I wouldn't ask my parents for that amount of cash. Time to find a new friend.

chewingawasp Sat 28-May-16 11:45:35

What is this money for? In any effort that is a lot money to lend and I think most people would struggle to do this if a friend requested it.

HighDataUsage Sat 28-May-16 12:02:33

Send her a text to say that you don't have that sort of money to lend her any more as you a 're on a tight budget yourself. What did she want the money for any way?

KinkyAfro Sat 28-May-16 12:03:05

She should have the brains to realise that you probably don't have the money to lend after buying a house! Don't tell her you can't afford it, just tell her no, you no longer lend money to friends

myownprivateidaho Sat 28-May-16 12:05:39

I don't think it's awkward. Just say no. If she doesn't take no for an answer it's awkward.

nilbyname Sat 28-May-16 12:08:50

This would be my reply-

I'm assuming that text wayang for someone else! Hope your having a nice weekend, see you soon xxx

nilbyname Sat 28-May-16 12:09:11

* Was for

Flaming auto correct!!

Willow2016 Sat 28-May-16 12:10:24

Just say "no, sorry not got that kind of money to spare"
End of, no discussion.

DId she say what its for? Not that it matters, who asks to borrow £700 by stealth txt so you woke up to it, not even got the guts to ask to your face?

MiyakoOdori Sat 28-May-16 12:11:05

No is a complete sentence!

Just say I'm sorry what with the house purchase I don't have any money to spare.

Don't engage with any begging texts either

BranTriLlygaid Sat 28-May-16 12:12:07

Your friend sounds quite rude asking for that amount, can only assume she's very desperate to do so. You are under no obligation though, I think 'feeling upset and awkward' is a bit much. It's only awkward if she starts begging. I'd see if I can offer to help her situation in any other way, that is a lot of money to be needing to borrow!

VeryBitchyRestingFace Sat 28-May-16 12:12:34


How much was the phone bill you paid last year? Was it a similar amount? Did she approach you via text last time? shock

TheDuchessOfArbroathsHat Sat 28-May-16 12:13:17

Does she say what she needs that kind of money for? shock

myownprivateidaho Sat 28-May-16 12:13:32

God no don't send a pass agg response, so unnecessary.
Just be brief and honest - sorry no I can't.

VeryBitchyRestingFace Sat 28-May-16 12:13:55

Oh yeah, and what does she want the £700 for this time?

Nairsmellsbad Sat 28-May-16 12:15:46

Just say no (nicely). The less you explain the less opportunity you give her to argue.

VeryBitchyRestingFace Sat 28-May-16 12:15:57

The evil in me would be tempted to text back and say

"you want to borrow 7 quid? Sure, but I'll need it back by the end of x. Bit tight at the moment due to house sale."


SaveSomeSpendSome Sat 28-May-16 12:16:06

Never a lender nor a borrower be!!

I never lend money.

I have done years ago but it then came to the point were once someone had paid me back they were asking for a borrow again within 2 weeks so i was never actually getting the money back as it was being borrowed again.

228agreenend Sat 28-May-16 12:25:12

£700 ! That's a lot,of money. What does she want it for.

Just say no!

WhatchaMaCalllit Sat 28-May-16 12:25:40

I'd reply with
"Hi x, I'm after getting your text message. Since completing the purchase of my new house, I don't have any money spare to loan you." You could finish by saying sorry, but that would be your choice.

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