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to be worried about cocking things up?

(5 Posts)
MrsBlimey Thu 31-Mar-16 09:31:24

Xpost - apologies

Am crapping myself. When I took car insurance out in Aug 15 I had XYZ job. A few weeks ago I reversed into someone's car in a car park pretty badly, it was clearly all my fault, I admitted liability straight away and I reported it to my insurers. As part of routine questions they ask me to confirm my job, and I say ABC which is a completely different industry, as in Sept I went and got new job. I have been completely honest throughout. Didn't update insurance as didn't think of it at all. Didn't even know until recently that some insurers can use this as a reason to invalidate insurance.

Now insurance co is following this up and I'm terrified that they're going to say that as I didn't notify them about change of job at the time then I won't be covered, which makes me personally liable for the damage to my and other persons car as I wouldn't have been insured. I'm currently 18 weeks pregnant and have just been made redundant from work, so could really do without this hassle and worry. I have been driving for 20 years and this is the first time something like this accident has happened which is my fault.

AIBU to be crapping myself? Could they really say that I'm uninsured and make me pay?

icelollycraving Thu 31-Mar-16 09:43:21

I have no idea about insurance or driving,sorry but wanted to your post to get a reply.
Is your new job more risky than the previous one? Were you still employed when you had the accident?

hellsbellsmelons Thu 31-Mar-16 11:30:17

If you've gone from sitting at a desk to suddenly working all hours as a chef and barmaid then they will have a point.
If you are doing something similar just at a different place then this will make no difference at all.
They usually allow a few months and this is close to 6 months so it may be a bit of an issue if it is a big change.

MrsBlimey Thu 31-Mar-16 12:25:09

I was a supply teacher (lots of stress, driving to different places and different schools) and went to an office based 9-5 job.

Redundancy came after the accident. Guess I need to tell them about that too....

Fingers crossed. I guess I could argue the toss with them if needed.

Chloe1984 Thu 31-Mar-16 12:36:57

So at the time of the accident you still had the same job that they thought you did? That may help you but not 100% sure. It's the sort of thing that's very easily forgotten, and the sort of thing they probably charge a ridiculously high 'admin fee' to update their records on too. Good luck OP.

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