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I need 50k.

(78 Posts)
HookedOnHooking Wed 02-Mar-16 08:45:13

Any ideas where I can get that much from?

No chance of saving as what I need to spend is a bit more than what I earn. Nothing to sell (except a kidney). No rich, elderly relatives.

Ideas please.

CoteDAzur Wed 02-Mar-16 08:50:54

Depends on what you need it for.

If it's something legitimate, you can get a bank credit. Rates are exceptionally low.

ReasonablyIntelligent Wed 02-Mar-16 08:53:24

What for OP?

I have a range of ideas that vary from the ridiculous (bank robbery) to the actually helpful (earning online etc...)

But first, I'm agog with nosiness

expatinscotland Wed 02-Mar-16 08:53:27

Prostitution?

HermioneJeanGranger Wed 02-Mar-16 08:54:47

Bank loan? Release some equity in a house? Lottery win?

LoisWilkersonsLastNerve Wed 02-Mar-16 08:54:56

Me too. Or £50.00 would do. Any equity in property?

HookedOnHooking Wed 02-Mar-16 08:55:58

I want to jack in my job and set up on my own. 50k should see me through the first year.
Problem is, I earn twice what H does, have 1 DD at university and the other probably going next year, mortgage etc.

ThroughThickAndThin01 Wed 02-Mar-16 08:56:00

Re mortgage house?

Topseyt Wed 02-Mar-16 08:56:08

It really does depend what it is for.

CoteDAzur Wed 02-Mar-16 08:56:44

Prostitution won't make 50K quickly, even if OP is extremely attractive and talented in that regard.

OP's chosen name HookedOnHooking looks like being a hooker has crossed her mind, though.

LoisWilkersonsLastNerve Wed 02-Mar-16 08:56:46

We really need more info. Is it for medical treatment, a business, school fees? There are grants, charities etc.

HookedOnHooking Wed 02-Mar-16 08:57:46

Remortgaging is possibly the way forward. But H not keen. He's a bit risk averse and thinks we should just plod on, pay it off in 7 years and then just be comfortable.

I'll have gone insane by then.

LoisWilkersonsLastNerve Wed 02-Mar-16 08:57:46

Xpost! Equity release or business loan might be an option.

HookedOnHooking Wed 02-Mar-16 08:58:52

I'm too fat, uhly and prudish for pristitution.

DawnOfTheDoggers Wed 02-Mar-16 08:59:27

Message withdrawn at poster's request.

HermioneJeanGranger Wed 02-Mar-16 08:59:43

Can you afford to give up your job if you earn more than your DH? What if your business goes tits-up?

juneau Wed 02-Mar-16 08:59:58

Start playing the lottery?

Otherwise, go and talk to your bank. Do you have equity in your house, for instance? You could remortgage to release capital, if so. You could also look at a business loan if you can draw up a plan that will convince them that you're a good bet.

HookedOnHooking Wed 02-Mar-16 08:59:58

I could put H under the patio and claim his life insurance. But I'm quite fond of him.

HookedOnHooking Wed 02-Mar-16 09:00:49

It's so bloody frustrating.

ReasonablyIntelligent Wed 02-Mar-16 09:02:09

HookedOnHooking perhaps to do with crochet rather than prostitution I'm guessing?

Do you NEED £50k? How have you come up with that figure? Is that the amount you'd need to live on if you were to bring no other money into the household? Or is it money needed for business expenses to start up?

Sootica Wed 02-Mar-16 09:04:51

Business start up loan? Investor into your business? What sort of business is it?

MattDillonsPants Wed 02-Mar-16 09:04:56

What's the 50k for exactly OP? Is it to actually set up the business or is it to live on?

I suggest you keep your job and work during the evenings and weekends to establish your business.

LoisWilkersonsLastNerve Wed 02-Mar-16 09:05:36

Could you downsize your property? Not a smaller house necessarily but a cheaper one?

HookedOnHooking Wed 02-Mar-16 09:06:30

I already work bloody evenings and weekends. Any extra shifts money goes to DD so she can eat.

50k is a random number that would cover my pay for a year plus equipment/set up costs.

diddl Wed 02-Mar-16 09:06:56

Downsize?

Work part time whilst setting up?

I would have thought a business loan would be the obvious one though.

Dragon's Den??!!

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