Without waiting until the first child is in school, anyway!!
DD is 13 months. I work part time (3 days per week) - we pay approx £600 per month on nursery fees.
I worked full time before I went on mat leave. Only got statutory maternity pay after the first six weeks. I took 9 months off and by the end of it we were completely skint. We're building back up now but it's hard because the nursery fees are high and obviously I've had a significant salary reduction. We've stripped back our outgoings as much as we can, so we cover our outgoings and have a little bit of disposable income each month, but it's hard to save.
We had always considered starting to try for another baby towards the end of this year. I didn't want too big an age gap between DD1 and DC2 and I'll be honest, I'm really beginning to feel that broody feeling. But I just can't see how we can do this.
It seems to me that while I'm on mat leave, we will need to pay the nursery to keep DD1's nursery place open (although I don't think I would put her in for three full days each week, I wouldn't want her to feel pushed out at home with new baby). If I go back down to statutory maternity pay, we physically will not have the cash available to pay these nursery fees. So we have no option but to out DC2 off for....ages really! I've been trying to save where I can, transfer the odd twenty quid to my ISA but it's a slow, slow process.
Am I missing something?? Are we approaching this the wrong way?? How do people afford this??
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To not understand how couples who work can afford a second child??
238 replies
TheAngelofNitshillRoad · 28/02/2016 21:42
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